Job Posting End Date: July 10
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Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life's moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide:
- Award-winning culture
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- Performance Based Incentive Plans
- Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability
- Generous PTO (including paid time to volunteer!)
- Up to 9.5% 401(k) employer contribution
- Mental health support
- Career advancement opportunities
- Student loan repayment options
- Tuition reimbursement
- Flexible work environments
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*All the benefits listed above are subject to the terms of their individual Plans.
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General Summary:
This position is responsible for analyzing, structuring, and monitoring debt private placements. The individual will provide credit opinions and recommendations to the portfolio manager and internal committees. These opinions and recommendations are utilized to evaluate risk, and are the basis for
buy/sell/hold decisions.
Principal Duties and Responsibilities
Credit Analysis - New Transactions
- Assess credit quality of private placement offerings across various industries and countries, using a variety of research sources, including offering documents, management calls, rating agencies, Bloomberg, third party research, and SEC filings
- Analyze various risk factors associated with the investment, including financial, operating, industry, political, legal, sovereign, and liquidity risk
- Evaluate more complex transactions involving higher degrees of structure/complexity
- Work with internal and external legal counsel to ensure that the transaction is appropriately structured
- Contribute value-added insight into group discussions and decision-making process
- Work closely with supervisor and VP to ensure that recommended investments meet client objectives in terms of pricing, duration, risk tolerance, etc.
- Engage in due diligence of potential investments, including onsite visits; some travel required, both domestic and international
Credit Management Portfolio
- Monitor the credit quality of portfolio companies and make buy/sell/hold recommendations as changes in the credit profile or portfolio needs warrant
- Provide written and verbal credit updates on assigned portfolio
- Effectively communicate within Investments and other internal units, as well as external constituents such as senior management of portfolio companies, bankers, and legal counsel
- Assign internal credit outlooks and rate credits biannually
- Perform quarter-end portfolio pricing in conjunction with Investment Accounting
- Work alongside legal counsel in amendment and workout situations
- Assume responsibilities for special projects or other duties when required
Qualifications
- 10+ years relevant work experience in investments and/or corporate lending; strong knowledge of fixed income market, economics, and credit research required
- Minimum Bachelor's degree required; MBA and/or CFA credentials preferred
- Exposure to Structured Credit / Private ABS is preferred
- Strong analytical skills, both qualitative and quantitative
- Deep knowledge of financial statement analysis, financial modeling
- Excellent communication skills, both oral and written
- Demonstrated ability to provide insights and ideas into team and department discussions regarding markets, strategy, and day to day decisions
- Strong critical thinking, with ability to problem-solve
- Excel and Bloomberg proficient
- Negotiation and documentation skills
- Demonstrated ability to collaborate in a team setting; frequently collaborate with key internal constituents throughout Unum
- Mentor/train more junior analysts when appropriate
#LI-AF1
Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide.
Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status.
The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience.
$109,100.00-$224,000.00
Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans.
Company:
Unum