TikTok AML Officer
Responsibilities
The Global Payment team provides TikTok payment solutions - including payment acquisitions, disbursements, transaction monitoring, payment method management, foreign exchange conversion, accounting, reconciliations, and so on to ensure that our users have a smooth and secure payment experience on the TikTok platform. The Global Payment Compliance team, leveraging industry and technological expertise, provides compliance policy, oversight, advisory and operational support to all of TikTok's products and services.
About the Role
TikTok is more than just a content platform; it is a thriving ecosystem of commerce and creativity. As we expand our monetization features-including TikTok Shop, Virtual Gifting, and Creator Payouts-we are committed to maintaining the highest standards of financial integrity.
We are seeking an AML/CTF Compliance Officer to join our Financial Crime Compliance team. In this role, you will help safeguard the platform against money laundering and terrorist financing risks. You will bridge the gap between regulatory requirements and the dynamic nature of a user-first tech platform. The TikTok AML Officer will provide global leadership, governance, and independent oversight of TikTok's Anti-Money Laundering and Counter-Terrorism Financing (AML/CFT) program. This role is responsible for establishing and maintaining a globally consistent, regulatory sound AML/CFT framework, while ensuring effective jurisdiction-specific execution and accountability through regional financial crime compliance teams in the UK/EU, Singapore, and other jurisdictions.
The TikTok AML Officer will serve as the second-line owner of TikTok's global AML/CFT framework, with authority to set minimum standards, challenge regional implementation, and escalate material risks to executive management. The role requires deep experience in payments and platform-enabled financial services, strong regulatory judgment, and a proven ability to manage complex, multi-jurisdictional AML programs in a fast-moving technological environment. This role reports to the Head of Global Payment Compliance.
Responsibilities:
Global AML/CFT Governance & Oversight
- Own and maintain TikTok's global AML/CFT framework, including group-wide policies, standards, risk taxonomy, and minimum control requirements across all regulated and in-scope entities.
- Provide independent oversight and challenge of regional and jurisdiction-specific AML/CFT programs, while respecting local regulatory accountability.
- Establish global governance, escalation mechanisms, and reporting to ensure timely identification and management of material AML/CFT risks.
- Escalate AML/CFT issues directly to executive management and relevant governance committees as required.
Executive Management & Regulatory Engagement
- Act as the principal AML/CFT advisor to executive management on global financial-crime risk, regulatory posture, and program effectiveness.
- Lead and coordinate global AML/CFT regulatory engagement strategy, including interactions with lead regulators and oversight of cross-jurisdictional reviews and examinations.
- Monitor global regulatory developments (e.g., FATF, regional AML regimes) and ensure timely incorporation into the global framework.
Risk, Controls & Program Design
- Oversee group-wide AML/CFT risk assessments, ensuring consistency in methodology, risk appetite, and aggregation of regional risk profiles.
- Ensure AML/CFT controls are appropriately designed for payments, digital wallets, cross-border flows, platform-enabled transactions, and emerging products.
- Drive alignment of AML/CFT controls with business growth, product innovation, and geographic expansion.
Technology, Operations & Capability
- Provide strategic oversight of AML technology, data, and operating models, including transaction monitoring, sanctions screening, and case management.
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- Lead and develop a high-performing global AML/CFT organization, setting expectations for culture, accountability, training, and professional development.
Qualifications
Minimum Qualifications:
- Bachelor's degree required
- 15+ years of AML/CFT and financial-crime compliance experience, with significant leadership experience in payments, fintech, digital platforms, or regulated financial services.
- Proven experience operating at group or enterprise level, overseeing AML/CFT programs across multiple jurisdictions.
- Demonstrated experience managing and supporting designated MLROs and lead-level AML leaders while maintaining effective second-line independence.
- Strong understanding of global AML/CFT regulatory frameworks, including US, UK, EU, Singapore, and FATF standards.
- Track record of effective regulatory engagement and issue management with multiple supervisors.
- Experience overseeing AML technology, data, and complex operating models at scale.
Preferred Qualifications:
- Juris Doctorate or Master's in Law, Compliance, Risk Management, or related field highly preferred
- Legal background is strongly preferred; admission to the bar in the United States (active or in good standing) is a plus.
- Exceptional judgment, leadership presence, and ability to influence executive stakeholders and Boards.
- CAMS (Certified Anti-Money Laundering Specialist) or equivalent certifications.
Job Information
[For Pay Transparency] Compensation Description (annually)
The base salary range for this position in the selected city is $166400 - $392000 annually.
Compensation may vary outside of this range depending on a number of factors, including a candidate's qualifications, skills, competencies and experience, and location. Base pay is one part of the Total Package that is provided to compensate and recognize employees for their work, and this role may be eligible for additional discretionary bonuses/incentives, and restricted stock units.
Benefits may vary depending on the nature of employment and the country work location. Employees have day one access to medical, dental, and vision insurance, a 401(k) savings plan with company match, paid parental leave, short-term and long-term disability coverage, life insurance, wellbeing benefits, among others. Employees also receive 10 paid holidays per year, 10 paid sick days per year and 17 days of Paid Personal Time (prorated upon hire with increasing accruals by tenure).
The Company reserves the right to modify or change these benefits programs at any time, with or without notice.
For Los Angeles County (unincorporated) Candidates:
Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws including the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. Our company believes that criminal history may have a direct, adverse and negative relationship on the following job duties, potentially resulting in the withdrawal of the conditional offer of employment:
1. Interacting and occasionally having unsupervised contact with internal/external clients and/or colleagues;
2. Appropriately handling and managing confidential information including proprietary and trade secret information and access to information technology systems; and
3. Exercising sound judgment.
Perks and Benefits
Health and Wellness
- Health Insurance
- Dental Insurance
- Vision Insurance
- HSA
- Life Insurance
- Fitness Subsidies
- Short-Term Disability
- Long-Term Disability
- On-Site Gym
- Mental Health Benefits
- Virtual Fitness Classes
Parental Benefits
- Fertility Benefits
- Adoption Assistance Program
- Family Support Resources
Work Flexibility
- Flexible Work Hours
- Hybrid Work Opportunities
Office Life and Perks
- Casual Dress
- Snacks
- Pet-friendly Office
- Happy Hours
- Some Meals Provided
- Company Outings
- On-Site Cafeteria
- Holiday Events
Vacation and Time Off
- Paid Vacation
- Paid Holidays
- Personal/Sick Days
- Leave of Absence
Financial and Retirement
- 401(K) With Company Matching
- Performance Bonus
- Company Equity
Professional Development
- Promote From Within
- Access to Online Courses
- Leadership Training Program
- Associate or Rotational Training Program
- Mentor Program
Diversity and Inclusion
- Diversity, Equity, and Inclusion Program
- Employee Resource Groups (ERG)
Company Videos
Hear directly from employees about what it is like to work at TikTok.