Underwriting Officer, Wrap Ups & Loss Sensitive Construction
Underwriting Officer - UQ05EE
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ABOUT US
The Hartford underwrites human achievement. Our Construction underwriting organization supports complex construction projects through disciplined underwriting, strong governance, and close collaboration across the enterprise.
ROLE OVERVIEW
The Underwriting Officer is responsible for technical underwriting leadership, portfolio governance, and disciplined execution across Wrap-Up (OCIP/CCIP) and Loss Sensitive Construction programs. This role serves as the primary underwriting authority for these segments, providing oversight of complex structures, portfolio performance, and risk selection while engaging selectively with brokers and key clients to support opportunity shaping and stewardship.
KEY RESPONSIBILITIES
Wrap-Up Leadership
- Serve as the senior underwriting authority for Wrap-Up (OCIP/CCIP) programs within Construction
- Provide technical leadership and guidance to Wrap-Up underwriting professionals
- Approve complex program structures, pricing, terms, and conditions
- Collaborate with claims, safety, and actuarial partners to ensure enterprise alignment and portfolio performance
Loss Sensitive Governance
- Own Loss Sensitive underwriting authority across Construction
- Establish underwriting standards, program structures, and referral and escalation protocols
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- Oversee deal review, portfolio quality, and large or complex risk transactions
- Balance profitable growth with underwriting discipline and risk governance
External Engagement & Market Leadership
- Participate in stewardship meetings, key broker discussions, and select client engagements
- Support opportunity origination while reinforcing underwriting standards and portfolio quality
- Clearly articulate The Hartford's construction risk philosophy to external partners
Talent Development & Enterprise Leadership
- Mentor and develop underwriting talent to build bench strength and technical depth
- Act as underwriting proxy for the Chief Underwriting Officer as needed
- Provide portfolio insights, trend analysis, and risk perspective to senior leadership
QUALIFICATIONS
- 15+ years of underwriting experience with demonstrated leadership responsibility
- Deep expertise in Wrap-Up (OCIP/CCIP) and Loss Sensitive Construction programs
- Strong technical underwriting judgment and credibility
- Excellent communication skills with internal stakeholders, brokers, and clients
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$176,000 - $264,000
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
Perks and Benefits
Health and Wellness
- Health Insurance
- Health Reimbursement Account
- Dental Insurance
- Vision Insurance
- Life Insurance
- Short-Term Disability
- Long-Term Disability
- On-Site Gym
- Mental Health Benefits
- Virtual Fitness Classes
- Fitness Subsidies
- FSA
- HSA
Parental Benefits
- Birth Parent or Maternity Leave
- Non-Birth Parent or Paternity Leave
- Fertility Benefits
- Adoption Assistance Program
- Family Support Resources
- Adoption Leave
Work Flexibility
- Hybrid Work Opportunities
- Remote Work Opportunities
- Flexible Work Hours
Office Life and Perks
- Commuter Benefits Program
- Casual Dress
- On-Site Cafeteria
- Company Outings
- Holiday Events
Vacation and Time Off
- Paid Vacation
- Paid Holidays
- Volunteer Time Off
- Personal/Sick Days
Financial and Retirement
- 401(K) With Company Matching
- Stock Purchase Program
- Performance Bonus
- Relocation Assistance
- Financial Counseling
- Profit Sharing
Professional Development
- Internship Program
- Leadership Training Program
- Associate or Rotational Training Program
- Tuition Reimbursement
- Promote From Within
- Mentor Program
- Shadowing Opportunities
- Access to Online Courses
- Lunch and Learns
- Learning and Development Stipend
Diversity and Inclusion
- Employee Resource Groups (ERG)
- Diversity, Equity, and Inclusion Program
Company Videos
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