P&C Middle Market Center Sales Underwriter

Senior Underwriter - UH08BA

Underwriter - UH08BB

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

The Middle and Large Underwriter owns the end-to-end profitable portfolio outcomes and drives broker engagement through disciplined underwriting judgment. Leverages AI-enabled insights and deep technical expertise to shape deals, accelerate analysis, and focus human expertise on pricing, risk trade-offs, and strategic relationship decisions. This is accomplished through the following:

• Drive profitable growth through proactive sales leadership, with clear external orientation and market engagement, owning the commercial agenda with brokers and agents by identifying opportunities, shaping demand, negotiating deal structures, and converting pipeline into quality bound business.
• Lead strategic broker and agency relationships (with meaningful field presence) , moving beyond transactional interactions to influence placement decisions, co-create solutions, and position HIG as a preferred market across new business and renewals.
• Protect and improve portfolio profitability and long-term performance through strategic ownership and active portfolio steering, taking a forward-looking view of mix, retention and growth to drive sustained outcomes - not just individual deal decisions.
• Deliver sustainable, risk-adjusted growth through tailored account solutions, serving as a trusted underwriting advisor to structure, price, and negotiate risks with disciplined judgment and appropriate oversight.
• Improve growth, retention, and portfolio quality through data-driven insight by analyzing agency and portfolio performance, identifying trends, uncovering opportunities, and proactively adjusting underwriting and growth priorities.
• Execute territory and agency sales strategies, translating market insights, performance data, and growth priorities into targeted action plans that drive pipeline health, new business flow, and cross-sell opportunities.
• Apply underwriting governance with confidence and credibility-maintaining strong command of guidelines, regulatory requirements, and internal controls while exercising sound judgment in complex situations.
• Enhance enterprise value by acting as a connector and orchestrator across various functional areas (Risk Engineering, Claims, Sales, Operations), proactively shaping outcomes, strengthening long-term relationships, and reinforcing disciplined underwriting decisions to deliver holistic end-to-end account solutions.
• Communication: Delivers concise and professional communication, breaking down account details and summarizing risks
• Insight-Driven Underwriting: Effectively integrates feedback, direction, and market insights into practical underwriting actions

• 3+ years of P&C Commercial Carrier multiline experience underwriting required.
• Demonstrated external orientation and commercial instincts with the ability to shape demand, influence and operate with a consistent customer-centric, market- facing mindset.
• Customer Centricity: Ability to demonstrate a customer-first mindset and collaborate to deliver effective solutions.
• Problem Solving, Critical Thinking, and Decision Making: Ability to synthesize extensive information with structured thinking and sound judgment to make effective and quality decisions in complex or ambiguous situations.
• Ideation & Innovation, Challenging Conventional Norms: Ability to challenge the status quo and apply entrepreneurial thinking in evolving markets.
• Interpersonal Skills (Influencing, Negotiation, Relationship Building, and Agent/Broker Engagement): Shows comfort engaging across internal and external audiences, developing the presence needed to influence outcomes and navigate complex broker dynamics.
• AI Integrated Judgement & Digital Fluency: Ability to adopt new technologies and leverage AI and digital tools effectively; integrates AI into Underwriting judgement - knows when to lean in, challenge, and apply the tools to sharpen speed and quality of decisions.
• Verbal and Written Communication: Ability to communicate with clarity and executive presence.
• Portfolio Management, Portfolio Strategy, and Account Solutioning: Portfolio ownership mindset, managing trade offs across growth, profitability and enterprise priorities.
• Technical Underwriting Expertise: Ability to evaluate risk and apply disciplined pricing judgment.
• Product and Market Acumen: Ability to apply deep business and product knowledge to structure effective coverage solutions.
• Planning & Organization: Effectively manages desk responsibilities, prioritizing effectively and delivering consistent results
• Enterprise Thinking: Ability to make decisions that optimize enterprise outcomes beyond individual accounts or portfolios.
• Valid driver's license (company pool car may be provided).
• Position level to be determined upon careful review of selected candidate's qualifications and experience