Global Specialty Senior Product Specialist, Casualty

Sr Product Specialist - EM07JE
We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

At The Hartford, we do not just process applications-we push boundaries. We believe underwriting is not about saying "no," it is about uncovering smart, data-driven "yeses" that serve both our customers and our business. And you? You are the visionary who will take us there.

Ready to make waves in the AI-powered future of commercial insurance? Join us and lead the charge in shaping next-level underwriting solutions. Apply now and help us redefine what is possible.

The Senior Product Specialist serves as a senior technical expert and product development leader responsible for the design, development, and maintenance of complex insurance products. This role leads cross-functional initiatives, ensures product accuracy and compliance, and provides expert guidance across the organization to support profitable growth and market competitiveness.

The position balances deep technical expertise, project leadership, and strategic contribution, while also mentoring junior talent and strengthening overall team capability.

• Lead the design, development, and enhancement of complex insurance products, including:
  
  • Coverage forms;
  • Endorsements and manuscripts;
  • Business specifications and filing memoranda.
• Translate business needs into product solutions by partnering with Actuarial, Underwriting, Legal, Claims, and IT.
• Ensure all products meet regulatory, compliance, and quality standards, including coordination with external entities (e.g., ISO, NCCI, state regulatory agencies).
• Deliver high-quality product updates with speed and precision, leveraging subject matter expertise.

• Lead or significantly contribute to highly complex, cross-functional initiatives impacting the product portfolio.
• Coordinate stakeholders across the organization to drive alignment, execution, and successful product delivery.
• Represent the product function in enterprise initiatives such as:
  
  • Coverage reformations;
  • Product pricing/rating tool enhancements;
  • Claims and product reviews;
  • Training development and execution.

• Utilize market insights, industry trends, and competitor analysis to:
  
  • Support business segment strategies;
  • Identify opportunities for appetite expansion;
  • Contribute to new product development initiatives.
• Provide expertise to inform underwriting and product decisions across the business.
• Proactively identify product risks, gaps, and opportunities for improvement.

• Serve as a key liaison between product and internal partners, including Underwriting, Actuarial, Legal, Claims, Compliance, and IT.
• Manage product-related communications with external industry and regulatory bodies (e.g., ISO, NCCI, state agencies).
• Provide consultative support on product-related questions, issues, and emerging trends.

• Act as the primary technical resource and subject matter expert for Product Specialists and business partners.
• Provide coaching, mentoring, and onboarding support to develop team capability.
• Offer feedback and validation on skill development and readiness of junior team members.
• Support the development of a strong pipeline of future product talent.

• Bachelor's degree in Business, Insurance, Risk Management, or related field (advanced degree preferred).
• Professional certifications such as CPCU, ARe, or similar preferred.
• 5+ years of experience in product development, underwriting, claims or related roles within commercial casualty insurance.
• Proven ability to lead cross-functional projects without direct authority.
• Excellent organizational, analytical, and communication skills.
• Familiarity with underwriting systems and data analytics tools, a plus.
• Experience in governance frameworks and risk management strategies, preferred.
• Strong project management skills and attention to detail, preferred.