Employee Benefits, Underwriting Analyst
UW Analyst - UO09CN
We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
The Underwriting Analyst (UA) supports Underwriters for both Regional Accounts (1,000-4,999 lives) and National Accounts (5,000+ lives) business. The functions the UA supports are: pre-sales, renewals, plan changes, and customer experience reporting. Key responsibilities include:
Pre-sale:
• Reviews RFP submissions and census for completeness and accuracy. Requests missing information from the Underwriter.
• Interprets group life, long-term disability, short-term disability, accidental death & dismemberment, accident & critical illness contracts/booklets to create ratings based on the in-force plan design, to develop manual rates. Highlights any discrepancies while utilizing independent thinking skills to propose alternate plan designs as necessary to closely match plan designs.
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Renewals/Plan Changes/Reporting:
• Initiates consultative huddle discussion with the Underwriter to gain clarity on any outstanding questions and review proposed plan designs.
• Consistently maintains 97% target and minimum 93% accuracy for delivering ratings by assigned due date. Renewal
• Locates current census and checks for completeness and applies data integrity elements; escalating when viable census is not received.
• Compares renewal census with current premium and experience reporting to identify any discrepancies and notes any concerns.
• Reviews current plan, researches and applies any plan changes from prior renewal.
• Reviews experience information and inputs required data into pricing tools to develop formula rate.
• Identifies and troubleshoots discrepancies as needed.
• Initiates consultative huddle discussion with the Underwriter to gain clarity on any outstanding questions, summarizes the renewal information, highlights areas of concern, and makes recommendation to Underwriter
• Populates Renewal Notes Template
QUALIFICATIONS:
• 3+ years' work experience, experience in Employee Benefits a plus
• Solid MS Office Knowledge including Microsoft Excel formulas, sorting, v-look-ups, pivot tables; PowerPoint knowledge preferred
• Strong verbal and written communication skills
• Demonstration of solid time, organizational, and desk management skills with ability to multi-task in a fast-paced environment.
• Strong commitment to continuous learning, with curiosity and initiative to expand technical expertise, strengthen consultative capabilities, and adopt new tools.
WORK ARRANGEMENT:
This role will have a Hybrid work schedule, with the expectation of working in an office (Hartford, CT; Alpharetta, GA; or Lake Mary, FL) 3 days a week (Tuesday through Thursday).
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$48,071 - $72,107
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
Perks and Benefits
Health and Wellness
- Health Insurance
- Health Reimbursement Account
- Dental Insurance
- Vision Insurance
- Life Insurance
- Short-Term Disability
- Long-Term Disability
- On-Site Gym
- Mental Health Benefits
- Virtual Fitness Classes
- Fitness Subsidies
- FSA
- HSA
Parental Benefits
- Birth Parent or Maternity Leave
- Non-Birth Parent or Paternity Leave
- Fertility Benefits
- Adoption Assistance Program
- Family Support Resources
- Adoption Leave
Work Flexibility
- Hybrid Work Opportunities
- Remote Work Opportunities
- Flexible Work Hours
Office Life and Perks
- Commuter Benefits Program
- Casual Dress
- On-Site Cafeteria
- Company Outings
- Holiday Events
Vacation and Time Off
- Paid Vacation
- Paid Holidays
- Volunteer Time Off
- Personal/Sick Days
Financial and Retirement
- 401(K) With Company Matching
- Stock Purchase Program
- Performance Bonus
- Relocation Assistance
- Financial Counseling
- Profit Sharing
Professional Development
- Internship Program
- Leadership Training Program
- Associate or Rotational Training Program
- Tuition Reimbursement
- Promote From Within
- Mentor Program
- Shadowing Opportunities
- Access to Online Courses
- Lunch and Learns
- Learning and Development Stipend
Diversity and Inclusion
- Employee Resource Groups (ERG)
- Diversity, Equity, and Inclusion Program
Company Videos
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