Senior Risk Manager, Insider Risk (4076)

Work Location:
Toronto, Ontario, Canada

Hours:
37.5

Line of Business:
Risk Management

Pay Details:
115,600.00 - 163,200.00 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Job Summary

The Senior Risk Manager, Insider Risk (2A Segment ORM) is a senior risk manager, responsible for providing second line (2A) oversight, independent challenge, and subject-matter expertise over Insider Risk for TD Securities. The role supports and challenges the Segment's Insider Risk practices across the full risk lifecycle (Prevent, Detect, Respond), ensuring alignment with the Enterprise Insider Risk Management Framework, Enterprise Insider Risk Policy, and Operational Risk Management (2A) mandate. This role is specialized and requires technical knowledge of insider risk, conduct risk, and fraud risk, as well as an understanding of TD's business operations, regulatory expectations, and risk appetite.

Key Responsibilities

• Provide independent 2A oversight and effective challenge of Insider Risk identification, assessment, control design, and control effectiveness across the Segment.
• Challenge end-to-end Insider Risk assessments, including inherent and residual risk ratings, control sufficiency, root cause analysis, and remediation plans.
• Monitor and challenge Insider Risk KRIs and risk appetite measures; escalate breaches, emerging risks, and material issues to senior management and governance committees.
• Review and challenge Insider Risk incidents and investigations, including detection quality, containment actions, and remediation effectiveness.
• Identify systemic and emerging Insider Risk themes through analysis of incidents, control gaps, and monitoring results, and communicate insights to stakeholders.
• Provide independent challenge on Insider Risk-related issues, ensuring appropriate severity ratings, robust action plans, and timely closure in accordance with the Issue Management Framework.
• Review Insider Risk impacts as part of Change Risk Assessments (CRAs), challenging inherent risk assessments and proposed controls.
• Serve as a trusted subject matter expert and advisor to Segment leaders, 1A/1B partners, and oversight functions (e.g., Cyber, Data, HR, Legal, Physical Security, FCRM).
• Interpret and translate enterprise policies, standards, and regulatory expectations into actionable Segment requirements.
• Prepare clear, concise, and compelling risk reporting and commentary for Segment and enterprise governance forums.
• Support enterprise initiatives, regulatory examinations, audits, and thematic reviews related to Insider Risk.
• Promote a strong Insider Risk and operational risk culture through guidance, training, and awareness activities.

• Bachelor's degree from a recognized university or equivalent experience required.
• 10+ years of relevant experience within the Financial Services industry, including Operational Risk Management (2nd line preferred), Technology & Control functions, or Internal Audit.
• Strong experience across Insider Risk, conduct risk, and/or fraud risk management frameworks, controls, and operations.
• Demonstrated ability to independently assess risk, challenge the status quo, and influence senior stakeholders without formal authority.
• Strong analytical skills, including risk analysis, data analysis, and thematic assessments.
• Understanding of regulatory and control requirements relevant to Insider Risk (e.g., OSFI, OCC, B-13, E-21, PCI, SOX) is an asset.

• Completion of TD Operational Risk Management certification is required within 12 months of role start (if not already completed).
• Professional certifications such as CFE, CISSP, CISM, CRISC, or similar are considered an asset.