Senior Auditor (US) - Financial Crimes - Sanctions - BSA/AML

Work Location:
New York, New York, United States of America

Hours:
40

Pay Details:
$63,540 - $104,020 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

• Experienced audit professional role providing guidance / assistance to function supported
• Requires sound audit or business conceptual knowledge
• Independently performs tasks from end to end as assigned
• Ability to process and handle confidential information with discretion

• Undergraduate degree required
• 3+ years of relevant experience

• Proficiency in identifying risks and controls within complex banking operations
• Solid understanding of Financial Crimes regulations (e.g., OFAC, OSFI, EU Sanctions) and how they apply to banking processes like screening, KYC, and transaction monitoring
• Extensive experience executing end-to-end audit testing cycles, including design effectiveness and operating effectiveness of controls. Must be capable of documenting high-quality working papers.
• Ability to analyze large datasets to support audit testing; familiarity with sampling methodologies and testing automated controls
• Ability to manage own workload and timelines for assigned audit testing with minimal supervision
• Applies professional skepticism when reviewing evidence and is comfortable challenging the business on control gaps
• Clearly articulates testing results and potential exceptions to Audit Managers and stakeholders
• Navigating a rapidly changing sanctions landscape where regulations can shift overnight
• CAMS (Certified Anti-Money Laundering Specialist) or CGSS (Certified Global Sanctions Specialist)
• CIA (Certified Internal Auditor) or CPA

• Conducts audit work based on established audit plans and executes the audit in accordance with established standards ensuring completion
• Executes testing of controls such as but not limited to walkthroughs (documentation), test scripts (development and execution), and issue identification
• Helps coordinate communication with the stakeholders throughout the audit process
• Supports the team in reviewing internal controls and sharing findings and suggestions with both the stakeholders and audit leadership
• Executes follow-up of findings raised from regulatory and internal divisional audits in accordance with firm policy
• Provides input to audit projects/initiatives as a representative for area of specialization

• Adheres to internal policies / procedures, enterprise frameworks and methodologies and applicable regulatory guidelines, contributes to the review of internal processes and activities and assist in identifying control weaknesses/failures, potential opportunities to improve operational efficiencies for own business area
• May develop and provide complex reporting, analysis, and assessments at the functional or enterprise level
• Prioritizes and manages own workload to deliver quality results and meet assigned timelines
• Keeps current on emerging trends / developments and grows knowledge of the business, analytical tools and techniques and applies them where appropriate
• Assists in preparing and sharing audit findings and presentation materials with management and broader audiences, helping ensure clear and effective communication throughout the audit process
• Assesses / identifies key issues and escalates to appropriate levels and relevant stakeholders where required
• Contributes to the analysis, due diligence and implementation of initiatives within defined area of responsibility

• Continuously enhances knowledge / expertise in own area
• Supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues / points of interest
• Identifies and recommends opportunities to enhance productivity, effectiveness and operational efficiency
• Establishes effective relationships across multiple businesses
• Participates in knowledge transfer within the team and business units
• Works to achieve individual goals and support other team members in the achievement of team goals and divisional objectives

• Domestic Travel - Occasional
• International Travel - Never
• Performing sedentary work - Continuous
• Performing multiple tasks - Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds - Occasional
• Sitting - Continuous
• Standing - Occasional
• Walking - Occasional
• Moving safely in confined spaces - Occasional
• Lifting/Carrying (under 25 lbs.) - Occasional
• Lifting/Carrying (over 25 lbs.) - Never
• Squatting - Occasional
• Bending - Occasional
• Kneeling - Never
• Crawling - Never
• Climbing - Never
• Reaching overhead - Never
• Reaching forward - Occasional
• Pushing - Never
• Pulling - Never
• Twisting - Never
• Concentrating for long periods of time - Continuous
• Applying common sense to deal with problems involving standardized situations - Continuous
• Reading, writing and comprehending instructions - Continuous
• Adding, subtracting, multiplying and dividing - Continuous