AML Senior Investigator

About the team + role

The Robinhood Crypto EU (RHEU) Compliance team supports Robinhood Europe in developing and deploying financial products and services compliantly. This team is responsible for providing guidance, training, and supervisory support, maintaining general policy and procedure updates and implementation, and acting in an advisory capacity to provide regulatory direction for AML/CTF & Sanctions compliance.

As a Senior AML Investigator, you will play a key role within the first line of defense, driving the effective execution of Robinhood Europe’s AML/CTF and sanctions framework. You will conduct in-depth investigations of escalated alerts and cases into potentially suspicious activity, assess AML/CTF and sanctions risks across the customer lifecycle, prepare and submit SAR/STRs to the Lithuanian Financial Crime Investigation Service (FNTT). You will work closely with the MLRO, AML Team Lead and cross-functional stakeholders to ensure regulatory compliance while supporting a seamless customer experience.

This role is based in our Lithuania office, with in-person attendance expected at least 3 days per week. 

What you’ll do

• Own complex and comprehensive investigations of escalated transaction monitoring alerts, screening hits, fraud referrals, and other potentially suspicious activity related to retail crypto clients.
• Perform Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and Ongoing Due Diligence (ODD), including detailed assessment of Source of Funds (SOF) and Source of Wealth (SOW), particularly in crypto-related scenarios.
• Draft and directly submit holistic SARs/STRs to FNTT in accordance with Lithuanian AML/CTF requirements, ensuring reports are clear, well-reasoned, and supported by documented evidence.
• Identify emerging crypto-related financial crime typologies and proactively address material risks alongside the MLRO, contributing to improvements in monitoring rules, procedures, and internal controls.
• Collaborate with Financial Crime Operations, Fraud, Product, Legal, and shared services teams (including U.S.-based stakeholders) to ensure investigations are consistent, risk-based, and aligned with regulatory expectations.

What you bring

• Passion for Robinhood's products and our mission to democratize finance for all.
• 4+ years of EU AML/CTF & Sanctions experience, ideally including 3+ years within crypto compliance in areas such as alert handling, transaction monitoring, case management, and suspicious activity reporting. 
• Demonstrated experience drafting and submitting SARs/STRs to competent authorities (experience with FNTT strongly preferred).
• Solid knowledge of crypto-specific financial crime risks, trends and typologies affecting retail clients.
• Excellent analytical and writing skills, with the ability to clearly articulate complex investigations and risk rationales.
• Willingness to work across time zones with shared services located in the United States.
• Speak and write fluently in Lithuanian and English.