Property Valuation (Residential Mortgage)_ Vice President_Risk Management

We're seeking someone to join our team as an Vice President in Credit Risk team.

In the Firm Risk Management division, we advise businesses across the Firm on risk mitigation strategies, develop tools to analyse and monitor risks and lead key regulatory initiatives.

Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world.

What you'll do in the role:

• Assessment of credit strengths and weaknesses of HNW/UHNW (ultra-high net worth) clients and private companies based out of United States/International clients.
• Prepare and review high quality credit memo to support annual credit reviews/underwriting including limit recommendations, risks and mitigants and send to authorized Credit officers in US.
• Demonstrate acceptable knowledge and ability to analyze different asset classes such as Equity and Fixed Income in addition to industry / country / sovereign research and the risks
• Interpretation and risk identification of financial statements for companies/borrowers/guarantors for to identify the financial strength of the clients.
• Monitor and escalate portfolio quality on an ongoing basis such as deteriorating collateral, adverse borrower information, negative trends, material individual/aggregate relationship, deteriorating financial strength of the borrowers and other risks.
• Partner with colleagues across the globe to achieve your goals and to gain insight into how a global organization works
• Review of junior team member's work, provide required trainings to the team and contribute on global projects/stretch assignments.
• Manage a team of 4-5 Non-Officers in terms of personal development, oversee production to ensure deliverables are on time and are of high quality, and provide timely feedback
• Manage escalations, and show a strong inclination towards problem solving and innovation
• Contribute to production and recognize proper delegation, setting of department goals, work on synergies across different teams, projects to increase production and create efficient workflows and processes

What you'll bring to the role:

• Detail oriented, with exceptional analytical skills
• Strong credit expertise in corporates, Knowledge of various asset classes, and personal/business financial statement and credit reports
• Well organized and able to work in a fast-paced environment
• Ability to meet deadlines while managing multiple deliverables
• Possess excellent oral and written communication skills
• Possess strong problem identification and solution techniques
• Good collaboration skills in a team-oriented environment
• 12+ years work experience in financial services industry
• CA or MBA with knowledge of financials products. CFA or FRM cleared candidate is an added advantage
• Proficient with Microsoft Office package, especially advanced Excel, and PowerPoint
• Well organized and able to work in a fast-paced environment.

WHAT YOU CAN EXPECT FROM MORGAN STANLEY:

At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work.

To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser.

Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.

Client-provided location(s): Mumbai, India

Job ID: Morgan-JR027369

Employment Type: OTHER

Posted: 2026-01-08T18:36:21