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Programmatic Tailored Lending, , Platforms, Associate, Wealth Management

5 days ago Mumbai, India

About Us:

Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. This role is aligned to support the U.S. Banks' business that is responsible for retail and private banking across Morgan Stanley and ETRADE.

The Wealth Management Platforms organization manages digital platforms and experiences across the Advisor, Workplace and Direct (Morgan Stanley Online and E
TRADE) channels, ensuring that our capabilities lead the industry and are delivered and integrated seamlessly. Within the Wealth Management Platforms Organization, Digital Lending Platform Team is responsible for building an industry-leading, highly automated lending platform supporting the next phase of growth of Securities Based Lending, Tailored Lending and Mortgage Businesses.

We are hiring a talented product manager to help us build an industry-leading, highly automated lending platform to have a direct impact on Morgan Stanley U.S. Banks' growth strategy. This is a highly collaborative role, where you will work closely with our team of digital product managers and partner with designers, engineers, operations, credit, finance, and business stakeholders on transforming workflows and systems that enable innovative financial product offerings.

Position Summary:
> Work in a fun, fast paced environment developing technology for our clients and internal staff
> Collaborate with digital product managers, engineers, business, and control partners to define and write requirements
> Dive deep into technical complexities and collaborate with engineering teams on finding practical solutions
> Engage in end user research, and use data analysis to inform requirements; wireframe design of new product features
> Present findings and project updates to executive leadership and key stakeholders
> Diagnose and resolve any technical issues or system errors that may arise within the client-facing platform Experience
> 3+ years of professional experience developing technology in a demanding, agile environment
> Working knowledge of financial lending products
> Experience with software business analysis
> BA/BS required

Skills/Abilities:
Must haves
> Excellent communicator with solid written and verbal presentation skills
> Highly developed sense of ownership and accountability for work
> Strong attention to detail in both technical and non-technical capacity
> An understanding of web technologies, the software development lifecycle and Agile methodologies
> Excellent relationship building capabilities with partners both internal and external to the organization
> Strategic problem solver able to define and evaluate alternatives, and break high-level goals into specific project tasks
> Independent initiative and comfort working in a fast-paced environment
> Ability to adapt to changing and evolving business needs
> Ability to measure a given business problem to both quantify the issue and the benefits from the technology solution; SQL skills are a plus

Nice to haves:
> Professional experience in wealth management, retail banking, and/or lending products
> Experience analyzing workflows and delivering innovative solutions that drive efficiency at scale
> Experience delivering complex programs with multiple dependencies and stakeholders
> Experience owning roadmaps for complex internal systems with a focus on underwriting, pricing and loan origination

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WHAT YOU CAN EXPECT FROM MORGAN STANLEY:

At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work.

To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser.

Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.

Client-provided location(s): Mumbai, India
Job ID: Morgan-PT-JR032743
Employment Type: FULL_TIME
Posted: 2026-03-27T18:52:49

Perks and Benefits

  • Health and Wellness

    • Health Insurance
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • Short-Term Disability
    • Long-Term Disability
    • Fitness Subsidies
    • On-Site Gym
    • Pet Insurance
    • Mental Health Benefits
    • FSA
    • Virtual Fitness Classes
    • HSA
  • Parental Benefits

    • Fertility Benefits
    • Adoption Assistance Program
    • Family Support Resources
    • Return-to-Work Program
    • Birth Parent or Maternity Leave
    • Non-Birth Parent or Paternity Leave
    • Adoption Leave
  • Work Flexibility

    • Hybrid Work Opportunities
  • Office Life and Perks

    • Commuter Benefits Program
    • Company Outings
    • On-Site Cafeteria
    • Holiday Events
  • Vacation and Time Off

    • Paid Vacation
    • Paid Holidays
    • Leave of Absence
    • Volunteer Time Off
    • Personal/Sick Days
  • Financial and Retirement

    • 401(K) With Company Matching
    • Stock Purchase Program
    • Performance Bonus
    • Relocation Assistance
    • Financial Counseling
  • Professional Development

    • Tuition Reimbursement
    • Promote From Within
    • Mentor Program
    • Access to Online Courses
    • Lunch and Learns
    • Work Visa Sponsorship
    • Leadership Training Program
    • Associate or Rotational Training Program
    • Internship Program
  • Diversity and Inclusion

    • Diversity, Equity, and Inclusion Program
    • Employee Resource Groups (ERG)