Mortgage Pricing & Analytics, Associate/AVP
Yesterday• New York, NY
Assistant Vice President/Associate, Mortgage Pricing & Analytics
Private Bank | Home Loans | Morgan Stanley
Join a high-impact team shaping how we price, analyze, and deliver mortgage solutions for Morgan Stanley's Wealth Management clients. As an AVP/Associate in Mortgage Pricing & Analytics, you'll operate at the intersection of strategy, analytics, and execution - driving decisions that directly influence growth, profitability, and client experience.
What you'll do
- Own and evolve mortgage pricing strategies across products and client segments
- Translate market trends, competitive dynamics, and portfolio performance into actionable insights
- Partner across Sales, Finance, Treasury, Risk, and Product to deliver timely, data-driven pricing decisions
- Build, enhance, and automate analytics to inform rate setting, profitability, and deal structuring
- Support ad hoc analysis and strategic initiatives in a fast-paced, dynamic environment
What sets you apart
- Ownership mindset - you take initiative and deliver end-to-end outcomes
- Curiosity - you challenge assumptions and dig into the "why" behind the data
- Relationship builder - you collaborate and influence across teams and seniority levels
- Subject matter expertise - strong grounding in mortgage products, pricing, or financial analytics
- Attention to detail - you balance precision with speed
- Resourcefulness - you navigate ambiguity and find solutions
- Versatility - you're comfortable wearing multiple hats
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Qualifications & experience
- 4+ years of experience in mortgage pricing, banking, financial services, or analytics-driven roles
- Bachelor's degree in Finance, Economics, Business, Data Analytics, or a related field (advanced degree a plus)
- Strong understanding of mortgage products, rate sheets, and pricing dynamics preferred
- Solid grasp of P&L drivers, profitability analysis, and financial modeling
- Advanced Excel and VBA skills (modeling, scenario analysis, data manipulation)
- Experience with data visualization tools (e.g., Tableau, Power BI)
- Familiarity with SQL or other data querying tools is a plus
- Exposure to AI/automation tools (e.g., Python, Alteryx, or similar) to enhance analytics and efficiency
- Ability to work with large datasets and translate insights into business decisions
WHAT YOU CAN EXPECT FROM MORGAN STANLEY:
At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work.
To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser.
Associate - Expected base pay rates for the role will be between $70,000 and $115,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.
AVP - Expected base pay rates for the role will be between $85,000 and $140,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.
Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.
Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.
For more information, please visit : https://www.morganstanley.com/people-opportunities/eeo .
Client-provided location(s): New York, NY
Job ID: Morgan-PT-JR035884
Employment Type: FULL_TIME
Posted: 2026-04-28T19:03:04
Perks and Benefits
Health and Wellness
- Health Insurance
- Dental Insurance
- Vision Insurance
- Life Insurance
- Short-Term Disability
- Long-Term Disability
- Fitness Subsidies
- On-Site Gym
- Pet Insurance
- Mental Health Benefits
- FSA
- Virtual Fitness Classes
- HSA
Parental Benefits
- Fertility Benefits
- Adoption Assistance Program
- Family Support Resources
- Return-to-Work Program
- Birth Parent or Maternity Leave
- Non-Birth Parent or Paternity Leave
- Adoption Leave
Work Flexibility
- Hybrid Work Opportunities
Office Life and Perks
- Commuter Benefits Program
- Company Outings
- On-Site Cafeteria
- Holiday Events
Vacation and Time Off
- Paid Vacation
- Paid Holidays
- Leave of Absence
- Volunteer Time Off
- Personal/Sick Days
Financial and Retirement
- 401(K) With Company Matching
- Stock Purchase Program
- Performance Bonus
- Relocation Assistance
- Financial Counseling
Professional Development
- Tuition Reimbursement
- Promote From Within
- Mentor Program
- Access to Online Courses
- Lunch and Learns
- Work Visa Sponsorship
- Leadership Training Program
- Associate or Rotational Training Program
- Internship Program
Diversity and Inclusion
- Diversity, Equity, and Inclusion Program
- Employee Resource Groups (ERG)