Credit Risk Analyst

We are seeking a Credit Risk Analyst to support the Credit Risk teamwithin the Credit Risk Department, based in Budapest.

In the Firm Risk Management division, we advise businesses across the Firm on risk mitigation strategies, develop tools to analyse and monitor risks and lead key regulatory initiatives.

Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world.

What you'll do in the role:

- Understand the business, analyze the financial statements, investor presentations, and assess the credit risk profile of Morgan Stanley's counterparties to serve as the basis for informed risk management decisions
- Conduct counterparty / borrower specific and industry level research to identify key factors impacting client performance
- Take part in the lending and/or trading activities of Morgan Stanley preparing proposals serving as the basis for credit decisions
- Write credit reviews to present your analysis and explain the conclusions formulated on its basis, which are presented for discussion with both colleagues and senior management
- Participate in projects touching on multiple aspects of risk management with a focus on credit
- Obtain and apply specialized industry knowledge working in:
- Either the Investment Management (Regulated and Non-Regulated Funds)
- Financial Institutions (Banks and Insurance Companies) teams or
- One of 10 Corporate teams dedicated to diverse segments of business from Automotive, through Healthcare, Media & Telecommunications to Industrials

What you'll bring to the role:

- Bachelor's or higher degree in Finance, Economics, Business, Public Policy, or similar fields
- General Knowledge of financial and accounting concepts
- Relevant work experience in external audit/ controlling/ credit risk management
- Strong analytical, problem solving and organizational skills with high attention to detail
- Good interpersonal and communication skills and an attitude to formulate and express opinions with clarity
- Collaborative / Team player mindset • ability to prioritize and work effectively with colleagues to meet a common goal

#AMS #LI-JL1 #BPDBA #LI-hybrid

What you can expect from Morgan Stanley:

We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser.