Credit Officer Vice President - European Corporate Portfolio (Energy, Utilities, Healthcare & Media)
3 weeks ago• Budapest, Hungary
Join Morgan Stanley's Credit Risk team and take ownership of a diverse portfolio of leading European corporate clients across the Energy, Utilities, Healthcare and Media sectors. This is an exceptional opportunity for an experienced credit professional to combine deep credit expertise, commercial judgment, and strategic thinking while partnering with senior stakeholders across the Firm.
As a Vice President, you will play a pivotal role in evaluating complex credit opportunities, shaping risk decisions, and supporting the growth of Morgan Stanley's lending and financing activities across Europe. You'll gain exposure to industry-leading clients, sophisticated transactions, and a dynamic international environment where your expertise will directly influence business outcomes.
In the Firm Risk Management division, we advise businesses across the Firm on risk mitigation strategies, develop tools to analyse and monitor risks and lead key regulatory initiatives.
Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world.
What you'll do in the role:
- Manage and oversee a portfolio of European corporate lending relationships across the Energy, Utilities, Healthcare, Technology, and Media sectors
- Perform in-depth credit analysis, assess financial performance, and evaluate key industry and market risks
- Lead credit underwriting and transaction approval processes for new and existing lending opportunities
- Present recommendations to senior risk managers and credit committees, influencing strategic credit decisions
- Partner closely with Investment Banking, Corporate Lending, Sales & Trading, and other business teams to support client activity while maintaining a strong risk framework
- Monitor portfolio performance, identify emerging risks, and proactively develop mitigation strategies
- Stay informed on industry trends, macroeconomic developments, and regulatory changes impacting portfolio companies
- Support complex financing transactions, including syndicated loans, acquisition financings, and other structured lending solutions
- Drive process improvement initiatives and contribute to the continuous enhancement of credit risk practices
What you'll bring to the role:
- Significant experience in corporate credit analysis, credit risk management, corporate banking, leveraged finance, or a related field
- Strong understanding of corporate financial statements, cash flow analysis, credit metrics, and lending structures
- Demonstrated expertise assessing large corporate borrowers, ideally within Energy, Utilities, Healthcare, Technology, or Media sectors
- Advanced financial modelling and analytical capabilities
- Strong business judgment and the ability to balance risk management with commercial objectives
- Excellent communication and stakeholder management skills, with confidence interacting with senior decision-makers
- A proactive, solution-oriented mindset and the ability to thrive in a fast-paced, international environment
Want more jobs like this?
Get Software Engineering jobs in Budapest, Hungary delivered to your inbox every week.
#AMS #LI-JL1 #BPDBA #LI-hybrid
WHAT YOU CAN EXPECT FROM MORGAN STANLEY:
At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work.
To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser.
Certified Persons Regulatory Requirements:
If this role is deemed a Certified role and may require the role holder to hold mandatory regulatory qualifications or the minimum qualifications to meet internal company benchmarks.
Flexible work statement
Interested in flexible working opportunities? Morgan Stanley empowers employees to have greater freedom of choice through flexible working arrangements. Speak to our recruitment team to find out more.
Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.
Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.
For more information, please visit: https://www.morganstanley.com/people-opportunities/eeo .
Client-provided location(s): Budapest, Hungary
Job ID: Morgan-PT-JR038983
Employment Type: FULL_TIME
Posted: 2026-06-16T18:39:55
Perks and Benefits
Health and Wellness
- Health Insurance
- Dental Insurance
- Vision Insurance
- Life Insurance
- Short-Term Disability
- Long-Term Disability
- Fitness Subsidies
- On-Site Gym
- Pet Insurance
- Mental Health Benefits
- FSA
- Virtual Fitness Classes
- HSA
Parental Benefits
- Fertility Benefits
- Adoption Assistance Program
- Family Support Resources
- Return-to-Work Program
- Birth Parent or Maternity Leave
- Non-Birth Parent or Paternity Leave
- Adoption Leave
Work Flexibility
- Hybrid Work Opportunities
Office Life and Perks
- Commuter Benefits Program
- Company Outings
- On-Site Cafeteria
- Holiday Events
Vacation and Time Off
- Paid Vacation
- Paid Holidays
- Leave of Absence
- Volunteer Time Off
- Personal/Sick Days
Financial and Retirement
- 401(K) With Company Matching
- Stock Purchase Program
- Performance Bonus
- Relocation Assistance
- Financial Counseling
Professional Development
- Tuition Reimbursement
- Promote From Within
- Mentor Program
- Access to Online Courses
- Lunch and Learns
- Work Visa Sponsorship
- Leadership Training Program
- Associate or Rotational Training Program
- Internship Program
Diversity and Inclusion
- Diversity, Equity, and Inclusion Program
- Employee Resource Groups (ERG)