Associate, Risk / Policy Management

Morgan Stanley Services Group, Inc. seeks an Associate, Risk / Policy Management in New York, New York

Perform counterparty credit analysis and portfolio management. Prepare in-depth credit reviews for new and existing clients, annual and quarterly write-ups, setting credit limits and managing excesses, compiling recommendations, and computing credit ratings. Perform due diligence of new transactions and client onboarding. Review new trade requests from business and origination teams and escalate to senior management as required. Prepare portfolio reports to communicate limits usage and excesses, changes in ratings, Loss Given Default (LGD), and appetite to Business. Prepare presentations on an ad hoc basis for senior management, firm risk committees, and regulators. Telecommuting permitted up to two (2) days per week.

Salary :

Expected base pay rates for the role will be between $125,000 and $140,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.

Requirements:

Requires a Bachelor's degree in Business Administration, International Business, Finance, or a closely related field of study and three (3) years of experience in the position offered or three (3) years as an Associate; Analyst; Risk / Policy Management; or a closely related occupation. Requires three (3) years of experience in each of the skills below: Using Excel to create and analyze financial models related to oil and gas reserves and corporate projections; Conducting credit risk analysis including ratings, loss given default, and regulatory classification; Collateral analysis for secured transactions; Analyzing corporate organizational structures and guarantees; Underwriting reserve-based lending facilities; Performing borrowing base redeterminations related to reserve-based lending facilities; Analysis and valuation of oil and gas reserves; Analysis of various lending products, including: reserve-based lending, asset-based lending, and term loans; Analysis of credit agreement terms, including: covenants, incremental debt capacity, security, payment, and waterfall. Requires one (1) year of experience in each of the skills below: Analyzing structured commodity derivatives transactions; Analyzing structured corporate derivatives transactions; Conducting traded products exposure analysis, including: Monte Carlo simulation, stressed exposure, and tail scenarios; Analyzing asset-backed securities in the oil and gas space; Negotiating terms for master agreements, including ISDA, CSA, and NAESB.

Qualified Applicants: To apply, visit us at https://morganstanley.eightfold.ai/careers?source=mscom and enter JR017756 in the search field. No calls please. EOE

WHAT YOU CAN EXPECT FROM MORGAN STANLEY:

We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work.