Credit Analyst, Japanese Corporates (bilingual Japanese-English)

Summary

This team is responsible for supporting Japanese corporate clients doing business in the Americas. You will be responsible for credit risk management and related administrative work. Work with and assist Account Officers to service the Bank's corporate client base. Develop and analyze all types of credit information, complete documentation (including projections), prepare analysis and make appropriate recommendations. Assist in relationship management and promotion of non-credit business as required.

Responsibilities

General:

• Financial statement analysis of borrowers and their parent companies;
  
• Preparation of credit applications, including new applications, renewals, amendments and extensions;
  
• Preparation of various applications relating to non-credit business such as fee waiver, daylight overdraft, etc.;
  
• Credit rating, both for borrowers and for each facility;
  
• Credit monitoring including conducting covenant checks;
  
• Asset quality assessment;
  
• Relationship management and promotion of non-credit business with clients;
  
• Information gathering related to clients' business, industries and market competitors;

• Obtain a basic understanding of the applicable rules and regulations that govern the Bank;
  
• Understand that all questions and/or clarification about such rules and regulations should be directed to the Legal & Compliance Department;
  
• Attend Annual Compliance Training presented by the Legal & Compliance Department;
  
• Read and respond as necessary to all compliance-related materials received. Comply with the Bank's Code of Conduct.
  

• Bachelor's degree or higher in Finance, Accounting, Business, or Economics
  
• Prior banking, rating agency or other financial institution experience is preferred
  
• Effective verbal and written communication skills in both Japanese and English is required
  
• Prior experience in financial statements / cash flow / credit analysis highly preferred • Good analytical, organizational and communication skills
  
• Word, Excel, Access, and PowerPoint
  
• Eligible to work in the US