Senior Underwriter, Equipment Breakdown

Description
Are you ready to help build a fast-growing business? As a Liberty Mutual equipment breakdown underwriter, you'll do exactly that. Our equipment breakdown team writes monoline business, internal reinsurance and external reinsurance, and we've grown rapidly over the past several years. As an underwriter, you'll help us reach our goal of doubling our business in the next several years.

You'll develop, grow and maintain a profitable, diversified book of business. You'll do this through marketing, underwriting decisions, strong agent and broker relationships, a market-facing leadership presence and smart use of underwriting tools, systems and expert resources. You'll also guide and mentor less experienced underwriters, coaching them and sharing feedback with their manager on their progress.

We're considering candidates for our underwriter or senior underwriter-level positions, depending on experience.

Responsibilities:

• Risk selection: Review, rate and underwrite business applying for insurance. Qualify accounts, identify and assess risk, and determine premium, terms and conditions. Get approvals, present proposals to agents and brokers, and negotiate deals successfully.
• Agent/broker relationships: Respond quickly and stay focused on what agents and brokers need. Build strong, lasting relationships through responsive service, site visits, in-person renewal meetings and a deep understanding of their customers' businesses. Grow your personal brand to build a long-term, high-quality pipeline with agents and brokers.
• Portfolio management: Manage your book of business by analyzing the portfolio, spotting opportunities for growth, profit and diversification, and executing marketing plans - including broker calls - to grow market share.
• Documenting the deal: Document files clearly, showing solid thinking and decision-making through comprehensive account reviews, sign-offs and referrals. Follow state regulations, letter-of-authority requirements and underwriting guidelines.
• Leadership: Mentor and coach underwriters and account analysts, both formally and informally, on technical and professional skills.
• Continuous improvement: Take part in problem-solving activities and use continuous-improvement tools to support your team's work.

Qualifications
Intermediate-level knowledge of insurance products/coverage, knowledge of underwriting, pricing, risk selection, market segments and marketplace; insurance finance and actuarial concepts; loss control/risk engineering; marketing techniques, regulatory environment and reinsurance; advanced-level knowledge of territory management. Ability to apply underwriting/appetite, tools, systems, and resources to achieve goals, solve complex problems, establish and build healthy working relationships, participate in mentoring relationships, and negotiate as normally acquired a related bachelor's degree, two to seven years of relevant experience preferred; CPCU or professional insurance designation preferred.

About Us
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

Fair Chance Notices

• California
• Los Angeles Incorporated
• Los Angeles Unincorporated
• Philadelphia
• San Francisco

Client-provided location(s): Seattle, WA, San Francisco, CA, Portland, OR, Los Angeles, CA, Denver, CO, Chicago, IL

Job ID: liberty_mutual-2026-261935-en_6

Employment Type: OTHER

Posted: 2026-09-25T22:04:23