Wholesale Credit Risk FIG Developed Markets Associate
Are you ready to make an impact in the world of credit risk? Join our dynamic EMEA Financial Institutions Group Developed Markets Credit Risk team, where you'll collaborate with business partners across Global Corporate Banking, Sales and Trading, and Investment Banking. You will gain exposure to both Investment Grade and Non-Investment Grade clients, supporting, analyzing, and leading diverse credit relationships. Here, you'll be part of a team that values innovation, collaboration, and excellence, with opportunities for career growth and skill development.
As a Credit Risk Associate in the Wholesale Credit Risk EMEA Financial Institutions Group Developed Markets credit team, you will play a key role in diligence, risk grading, structuring, and ongoing monitoring of a diverse portfolio of banks and insurance clients. You will manage derivatives, securities financing, and lending relationships, serving as the Credit Officer and primary contact for your portfolio. You will also have the opportunity to mentor junior team members, contribute to team projects, and help shape the future of credit risk management within our inclusive and collaborative environment.
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Job responsibilities
- Serve as the credit expert for a portfolio of banking and insurance clients in European countries.
- Grade and review credit exposures, tracking financial performance and events impacting the assigned portfolio.
- Lead credit due diligence for onboarding new clients and reviewing existing ones.
- Collaborate with internal stakeholders across departments, including Investment Banking, Debt Capital Markets, Global Corporate Banking and Legal, to address portfolio reviews and deep-dive analyses.
- Produce concise and insightful credit memos, proposing and articulating recommendations for credit actions.
- Analyze and obtain approval for structured derivatives transactions and lending requests.
- Develop knowledge of legal documentation for markets and banking products, taking a proactive approach in supporting the team and leading negotiations.
- Participate in team and department-level projects to improve processes and drive efficiencies.
- Review the work of credit analysts and mentor junior colleagues, while delivering individual contributions.
Required qualifications, capabilities, and skills
- Strong credit skills and judgment, with a hands-on approach to analyzing credit.
- Excellent communication and interpersonal skills, establishing credibility and trust with credit executives, clients and product specialists.
- Strong analytical and numerical skills.
- Knowledge of transaction structures, documentation and banking products to support Lending and Markets deals.
- High level of energy and ability to prioritize multiple deliverables under time pressure.
- Relevant experience in a similar position or function in a comparable environment.
Preferred Qualifications, Capabilities, and Skills
- Experience in financial services (credit risk or similar).
- Familiarity with the business models of financial institutions, such as banks and insurance companies.
ABOUT US
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
ABOUT THE TEAM
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
Perks and Benefits
Health and Wellness
Parental Benefits
Work Flexibility
Office Life and Perks
Vacation and Time Off
Financial and Retirement
Professional Development
Diversity and Inclusion