Risk Management - Environmental Credit Risk Senior Officer

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business responsibly by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities.

As an Environmental Credit Risk Associate in the Commercial and Investment Bank Credit Risk Management Team, you review and analyze environmental reports for real estate lending transactions. You use your quantitative and qualitative skills to assess environmental credit risk across multiple lines of business. You help us evaluate and manage environmental risk through traditional lending activities, ensuring our decisions support the firm's commitment to responsible growth. You work closely with internal and external partners to deliver timely, accurate risk assessments.

Job Responsibilities

• Review environmental records and reports for commercial real estate secured loan transactions and prepare review memoranda
• Procure environmental reports from qualified consultants in accordance with guidelines and procedures
• Conduct collateral-asset analysis for real estate lending, management, and acquisition or disposition processes
• Serve as a link between Bank personnel and information provided in environmental reports
• Provide timely reviews, analyses, and recommendations on environmental risk
• Obtain and review Phase I Environmental Site Assessments and other investigations for loans in default
• Coordinate and manage requests for proposals, project scope definition, job award, and work-product review of environmental consultants
• Perform independent research to supplement environmental information for real estate collateral
• Assist management in developing standardized documentation for inspections, checklists, and service requests
• Perform special projects, including analysis of environmental exposures for bank acquisitions and audit responses
• Critically review scopes of work for Phase II subsurface investigations and remedial action plans

• Bachelor's degree or equivalent education in environmental sciences or related field
• Seven years of experience administering environmental investigations, risk management, and loss prevention programs with an environmental consultant, lender, or property management firm
• Strong oral and written communication skills for frequent interaction with internal managers, bankers, customers, and external vendors
• Ability to produce and distribute technical written materials, such as reports, memoranda, and information summaries
• Experience qualifying environmental firms to perform work for a financial institution
• Networking skills with industry peers and ability to make presentations
• Ability to perform environmental reviews involving complex reports and property situations

• Professional designations or certifications such as Registered Environmental Assessor or Certified Asbestos Consultant
• Experience with contaminated properties undergoing or in need of remediation
• Familiarity with developing standardized documentation for environmental inspections
• Experience supporting bank acquisitions and audit responses related to environmental exposures
• Ability to critically review and assess scopes of work for environmental investigations
• Project management skills in coordinating environmental consultant activities
• Advanced research skills to supplement environmental information for real estate collateral