Risk Management - Card Risk Analytics - Vice President
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class
As a Vice President in Card Risk Analytics, you will be responsible for analytics to develop and optimize Risk Management strategies and controls for Chase Consumer Card Services to enable innovative capabilities for new card applicants. You will ensure that these strategies drive strong financial performance, achieve loss mitigation objectives, and enable strong risk controls. You will meet regularly with partners across Risk Management, Card Business, Finance, Lending, and technology to ensure a robust end to end strategy. You will interact frequently with cross-functional partners driving alignment, ensuring balanced consideration of risk reward trade-off and craft tailored communications/presentations to senior managers and executives.
Job Responsibilities
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- Drive risk strategy and innovation partnering with and influencing cross functional teams providing effective challenge
- Work with areas across Risk, Lending and IT to support the launch of risk strategies and capabilities with an emphasis on strong testing and controls, while keeping customer experience at top of mind
- Manage risk strategies to drive financial performance and risk mitigation improvements while innovating to ensure optimal strategy performance
- Work independently on analytical tasks starting with problem identification, defining objectives, analysis of complex data points alongside strategic considerations, formulating clear and concise conclusions with actionable recommendations
- Provide coaching and mentoring to a group of analytic professionals leading by example by setting and sharing best practices
- Work closely with Risk Governance, Legal and Compliance to ensure policies are in compliance with laws and regulations
Required qualifications, capabilities, and skills
- Bachelor's degree in a quantitative discipline from an accredited college/university required
- 5+ years of experience in the lending industry and risk management analytics.
- Demonstrated experience in managing a wide range of stakeholders and influencing business roadmap
- Demonstrated leadership in solving business problems and working past ambiguity through structured analytics and effective communication and interpersonal skills
- Strong project management skills and attention to detail to deliver new strategies in a complex decision technology environment
- Proven ability to develop effective controls and manage risk
- Strong knowledge and understanding of Consumer Credit laws and regulations
- Strong SQL and Python coding skills, Excel, Microsoft PowerPoint and Tableau skills
ABOUT US
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
ABOUT THE TEAM
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.
Perks and Benefits
Health and Wellness
Parental Benefits
Work Flexibility
Office Life and Perks
Vacation and Time Off
Financial and Retirement
Professional Development
Diversity and Inclusion