Home Lending Modeling & Strategic Forecast - Senior Associate

Join our team to lead the development and enhancement of advanced forecasting models for Home Lending Finance, driving strategic decisions and regulatory compliance through high-quality analytics and cross-functional collaboration.

As a Senior Associate in Home Lending Planning and Analysis (P&A), you will lead the development and enhancement of advanced forecasting models that drive strategic decision-making and regulatory compliance. You'll collaborate with cross-functional teams to deliver high-quality analytics and implement innovative technologies. This role offers significant opportunities for professional growth and impactful contributions to the organization's financial and operational objectives.

Job responsibilities

• Develop, refine, and maintain qualitative and quantitative models, including time series forecasting, econometric, and machine learning models, in alignment with firm's model risk guidelines and regulatory requirements.
• Lead statistical model enhancements and perform in-depth analysis, including evaluation of look-back time frames, alternative methodologies, and optimization of model assumptions.
• Assist with issue resolution for model-related challenges, ensuring timely identification, escalation, and closure of issues. Prepare and maintain model documentation for regulatory submissions and senior management reports, ensuring accuracy, completeness, and compliance.
• Support model assumptions and methodologies in technical documentation and during discussions with Model Risk Governance and Review and other stakeholders.
• Interface with multiple stakeholders, including Home Lending leadership, business finance, technology, risk to communicate findings, resolve issues, and drive process improvements.
• Conduct business and process due diligence to develop functional requirement documents and support user acceptance testing (UAT), including test planning, execution, and training documentation.
• Evaluate, introduce, and deploy new tools and technologies to the Home Lending team, developing use cases and leading technology transformation initiatives.

• Master's degree required in Finance, Accounting, Economics, Analytics, Engineering, Mathematics, Statistics, or a related quantitative field.
• 5+ years of experience in finance, management consulting, analytics, risk, or financial planning & analysis roles.
• Advanced quantitative, analytical, and problem-solving skills, with hands-on experience in econometric modeling (e.g., OLS, time series) and familiarity with machine learning techniques.
• Proficiency in Python (required), SQL, and strong knowledge of Microsoft Office.
• Experience with analytical and database platforms such as Essbase, Tableau, Alteryx, and Databricks.
• Project management experience, with the ability to manage multiple tasks and deliverables simultaneously.
• Excellent written and verbal communication skills, with the ability to create clear and concise documentation and communicate effectively with stakeholders at all levels, including governance forums.

• PhD degree preferred in a quantitative field.
• CFA/FRM certification a plus.
• Experience in mortgage banking, regulatory reporting, and model risk management.
• Data science, AI/ML, and automation experience.
• Understanding of macroeconomic and business environments.