APAC Wholesale Credit Risk - Associate

Bring your expertise and passion to JPMorgan Chase. In this role, you will work with a diverse range of Corporate and Financial Institution clients (leveraged, financial sponsored, and investment grade) and transactions in APAC. If you are eager to join the Credit Risk team and help the firm grow its business responsibly by anticipating new and emerging risks and applying your expert judgement to solve real-world challenges that impact our company, customers, and communities, then this opportunity is for you. As a Wholesale Credit Risk APAC - Associate, you will be based in Mumbai playing a crucial role in structuring, negotiating, and developing recommendations for new transaction approvals across a variety of products, including loans, derivatives, and treasury products. You will lead due diligence and credit analysis to assess the creditworthiness of counterparties, making recommendations on appropriate structures, risk appetite, and client grading. Your role will involve structuring and documentation negotiations, as well as ongoing credit risk portfolio management. You will also be committed to personal development and fostering team knowledge by coaching and training members of the Analyst community. Your ability to balance a commercial mindset with a sound risk and controls attitude will be key to managing the Firm's balance sheet effectively.

Job responsibilities:

• Demonstrate proactive ownership of your assigned portfolio of clients including borrower/market performance and acting as the main point of contact for all internal and external stakeholders for your portfolio
• Conduct transaction due diligence and credit analysis to assess counterparty creditworthiness
• Make recommendations on appropriate structure, risk appetite, and client grading informed by forward-looking credit analysis
• Lead structuring and documentation negotiations with the support of senior colleagues
• Balance a commercial and solution-driven mindset with a sound risk and controls attitude
• Commit to personal development and foster team knowledge through coaching and training
• Develop close working relationships with various stakeholders/product partners within the Commercial & Investment Bank
• Drive key initiatives and process changes by identifying limitations/gaps in systems, risk controls, and policies

Required qualifications, capabilities and skills:

• Bachelor's Degree in Business, Finance, or a related field
• Minimum of 3 years of experience in credit risk management in the financial services industry
• Familiarity with the concepts of Credit Risk - how it may arise and potential mitigants
• Good interpersonal and communication skills, with the ability to establish credibility and trust with internal business and risk stakeholders
• Ability to demonstrate good time management and clarity in thinking when dealing with multiple work streams in a fast-paced environment

Preferred qualifications, capabilities and skills:

• Knowledge of the Corporates and Financial Institutions financial analysis.
• Relevant postgraduate qualifications (e.g., MBA, Masters of Finance, CFA, CA) would be highly regarded

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

Client-provided location(s): Mumbai, India

Job ID: JPMorgan-210682520

Employment Type: FULL_TIME

Posted: 2025-11-11T19:02:44