Commercial Account Manager II - CLS

JOB DESCRIPTION

Why GM Financial?

GM Financial promotes an inclusive Culture to Win that is centered around leading with core values, empowering team members, and accomplishing strategic priorities while supporting our community and earning customers for life. We invite YOU to join an innovative team of trend-setters in the automotive finance industry.

Commercial Lending Services

Business Development, Credit, Funding, Quality Control, Inventory Control, Commercial Account Management, Special Assets, and Servicing

GM Financial is the wholly owned captive finance subsidiary of General Motors offering a suite of financing solutions to U.S. and Canadian dealers that supports business initiatives across all economic cycles. Each team within our department works together to facilitate floorplan requests and deliver world class service, therefore we take our mission seriously. We believe it all comes down to adding value, cultivating relationships, and earning trust. That's why GM Financial needs passionate, innovative, and spirited team members just like YOU.

This position will be located in Irving, Texas and following a hybrid work model.

RESPONSIBILITIES

About this role:

You, as the Commercial Account Manager II (CAM II), will be responsible for providing dealership and internal customer service, acts as liaison between the GM Financial (GMF) Commercial Lending Services (CLS) and Sales teams. The CAM II will coordinate and manage all floorplan account related requests. You will also be utilizing or reviewing various internal reports, monthly dealership operating/ financial statements, bank statements, and floor plan audit results. The CAM II assesses potential risk issues and develops appropriate steps to mitigate. This includes accurate reporting of findings, ensuring corporate compliance and risk management, as well as contact with dealership personnel and communication with internal/external stakeholders. You as a successful CAM II will have frequent contact with dealer principals and staff, GMF leadership and GM/GMF Sales teams over geographically assigned portfolio.

• Central point of contact for all internal and external customer commercial lending requests;
• Monitors and manages assigned dealership portfolio;
• Perform financial analysis utilizing monthly operating reports or financial statements;
• Provides proactive risk recognition by developing realistic and actionable plans to mitigate risk when identified and elevate to CLS leadership warranted by risk and exposure
• Uses data analysis and judgement when solving problems; investigates to gain a better understanding of complex or unusual situations, and provides a consultative approach in supporting the dealer customer.
• Works closely with legal counsel to identity potential legal or security issues that may impact GMF rights to enforce agreements or put collateral in jeopardy
• Knowledge of credit underwriting, accounting, financial statements analysis, cash flow and dealer workout; proficient in Microsoft Office
• Innovative thinker with strong analytic skills and ability for strategic vision, self-motivated, able to work independently and interface with all levels of management.

• Understanding of commercial lending with emphasis in captive automotive dealership financing
• Knowledge of credit underwriting
• Knowledge of accounting, financial statements analysis, cash flow and dealer workout
• Excellent analytical skills
• Innovative thinker with strong ability for strategic vision
• Detailed oriented and capable of managing multiple opportunities simultaneously

• Bachelor's Degree or equivalent experience Required
• 2-3 years of directly related experience in commercial lending required
• 2-3 year experience in automotive dealership commercial lending environment required