Financial Risk Senior Consultant

Position Summary

Financial Services Senior Consultant - Financial Risk

Our Deloitte Regulatory, Risk & Forensic team helps client leaders translate multifaceted risk and an evolving regulatory environment into defensible actions that strengthen, protect, and transform their organizations. Join our team and use advanced data, AI, and emerging technologies with industry insights to help clients bring clarity from complexity and accelerate their path to value creation.

Recruiting for this role ends on 5/31/2026

Work You'll Do

As a Senior Consultant, you will play a pivotal role in helping financial services clients address business, technological, and regulatory challenges. You will:

• Participate in the identification, evaluation, and prioritization of business, operational, regulatory, and technology risks, contributing ideas and analysis to risk mitigation strategies for client projects
• Stay current on key technology trends (cloud, big data, artificial intelligence, process automation, and other digital strategies) and analyze their impact on client business and workforce models
• Collaborate with project teams to develop high-quality client deliverables or respond to internal business needs, ensuring clarity, accuracy, and value in each work product
• Support management of workstreams on complex engagements, partnering with client counterparts and contributing to discussions on project execution, work planning, and deliverable management
• Contribute to recommendations for process improvement, transformation, or risk reduction, working with teammates to deliver client value and operational improvements
• Assist in business development initiatives such as drafting industry insights, sales materials, or supporting proposal development
• Create and deliver quality work products across all stages-from initial concept to client-ready implementation-both independently and in collaboration with team members
• Engage with industry trends by participating in discussions with clients, industry peers, trade groups, or consortiums as appropriate
• Support junior team members through knowledge sharing, peer review, and on-the-ground project guidance
• Communicate findings and insights clearly to clients and internal leaders, translating complex technical and regulatory topics into actionable recommendations

The Team

Our Regulatory & Financial Risk offering supports clients' regulatory and compliance needs, balancing risk and regulatory requirements with enhancing business value and optimizing outcomes. We deliver enhanced value through strategic transformation, end-to-end implementation, and a focus on business-as-usual sustainability across processes, controls, and data & analytic infrastructures.

Qualifications

We seek candidates who are proven problem-solvers, possess a passion for learning, and thrive in collaborative, fast-paced environments. The ideal Senior Consultant demonstrates:

• The ability to build strong client and team relationships through trust and communication
• Strong analytical, critical thinking, and organizational skills
• Enthusiasm for developing expertise across financial services, business process, regulation, technology, or risk management

Required Qualifications

• 4+ years of experience in the financial services or consulting industry, supporting one or more of financial risk/related areas: Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing
• Knowledge of financial services business models, products, and services
• Experience in banking, digital assets, or capital markets is desirable
• Demonstrated relationship-building skills and a collaborative approach with clients and team members
• Experience supporting business transformation, regulatory remediation, or change management initiatives
• Understanding of business processes, regulatory requirements, technology and governance for financial institutions
• Solid project management or business analysis skills, with the ability to manage competing priorities and deadlines
• Excellent oral and written communication skills for developing client deliverables and documentation
• Ability to travel up to 50%, depending on client and engagement needs
• Limited immigration sponsorship may be available

Preferred Qualifications

• Advanced degree and/or certification (e.g., Quant MS, MBA, FRM, CFA, CRCM, CPA, PMP).
• Expertise in one or more Financial Risk domains:

• Credit Risk: Underwriting and portfolio credit risk across products (e.g., PD/LGD/EAD modeling support, credit policy/scorecards, risk rating systems, credit review/QA, allowance/CECL support, concentration/limit monitoring, early warning & remediation).
• Liquidity Risk: Treasury liquidity risk management and reporting (e.g., liquidity stress testing (LST), Liquidity Coverage Ratio (LCR), Net Stable Funding Ratio (NSFR), FR 2052a, contingency funding plans, intraday liquidity, collateral & cash management, asset-liability management (ALM)).
• Market Risk: Market and interest rate risk management practices (e.g., interest rate risk in the banking book (IRRBB) measurement, sensitivities/scenario analysis, model validation support, limit frameworks, capital markets product exposure understanding, controls and governance).
• Capital Management / Stress Testing: Capital planning and enterprise stress testing execution (e.g., scenario design support, model methodology governance, results aggregation, capital actions analysis, documentation and control testing, linkage to balance sheet and risk appetite, climate stress testing considerations).

Strong understanding of end-to-end banking products/operations (deposits, cards, lending, underwriting; credit products and servicing).

Subject matter expertise in one or more financial services areas (Retail, Commercial, Transaction, Wholesale, Cards & Payments, Wealth/Investment Mgmt, Capital Markets, Real Estate, FinTech/PE).

Prior experience in risk management role or at a U.S. banking regulator.

Familiarity with key regulatory initiatives and supervisory ecosystem (e.g., Dodd-Frank; FRB/Fed, OCC, CFTC), plus strong grasp of associated models, data, processes, and controls.

Hands-on ability to analyze/model data using common languages/tools (Python, R, SAS, SQL).

Experience supporting or implementing systems (trading, operations, lending, core banking, compliance, risk/case management, or data management)

Familiarity with topics such as process design or mapping, workflow development, data management or migration, or analytics/visualization

Experience with user acceptance testing, system configuration, monitoring, or issue resolution

Ability to translate risk or regulatory requirements into actionable user stories or business needs

Advanced proficiency in Microsoft Office (PowerPoint, Excel, Visio)

Information for applicants with a need for accommodation: https://www2.deloitte.com/us/en/pages/careers/articles/join-deloitte-assistance-for-disabled-applicants.html

The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. The disclosed range estimate has not been adjusted for the applicable geographic differential associated with the location at which the position may be filled. At Deloitte, it is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case. A reasonable estimate of the current range is $118700 to $218600

Deloitte is committed to providing reasonable accommodations for people with disabilities. If you require a reasonable accommodation to participate in the recruiting process, please direct your inquiries to the Global Call Center (GCC) at USTalentCICInbox@deloitte.com.

Recruiting tips

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Benefits

At Deloitte, we know that great people make a great organization. We value our people and offer employees a broad range of benefits. Learn more about what working at Deloitte can mean for you.

Our people and culture

Our inclusive culture empowers our people to be who they are, contribute their unique perspectives, and make a difference individually and collectively. It enables us to leverage different ways of thinking, ideas, and perspectives, and bring more creativity and innovation to help solve our clients' most complex challenges. This makes Deloitte one of the most rewarding places to work.

Our purpose

Deloitte's purpose is to make an impact that matters for our people, clients, and communities. At Deloitte, purpose is synonymous with how we work every day. It defines who we are. Our purpose comes through in our work with clients that enables impact and value in their organizations, as well as through our own investments, commitments, and actions across areas that help drive positive outcomes for our communities. Learn more.

Professional development

From entry-level employees to senior leaders, we believe there's always room to learn. We offer opportunities to build new skills, take on leadership opportunities and connect and grow through mentorship. From on-the-job learning experiences to formal development programs, our professionals have a variety of opportunities to continue to grow throughout their career.

As used in this posting, "Deloitte" means Deloitte & Touche LLP, a subsidiary of Deloitte LLP. Please see www.deloitte.com/us/about for a detailed description of the legal structure of Deloitte LLP and its subsidiaries. Certain services may not be available to attest clients under the rules and regulations of public accounting.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability or protected veteran status, or any other legally protected basis, in accordance with applicable law.

Qualified applicants with criminal histories, including arrest or conviction records, will be considered for employment in accordance with the requirements of applicable state and local laws, including the Los Angeles County Fair Chance Ordinance for Employers, City of Los Angeles's Fair Chance Initiative for Hiring Ordinance, San Francisco Fair Chance Ordinance, and the California Fair Chance Act. See notices of various fair chance hiring and ban-the-box laws where available. Fair Chance Hiring and Ban-the-Box Notices | Deloitte US Careers

Requisition code: 324897

Job ID 324897

Client-provided location(s): Atlanta, GA, Kansas City, MO, Houston, TX, Boston, MA, Detroit, MI, San Francisco, CA, Philadelphia, PA, New York, NY, Charlotte, NC, Raleigh, NC, Baltimore, MD, Los Angeles, CA, Miami, FL, Dallas, TX, Denver, CO, Chicago, IL, Cincinnati, OH, McLean, VA, Darien, CT, Morristown, NJ

Job ID: Deloitte-324897

Employment Type: OTHER

Posted: 2026-03-13T19:16:30