Move Money Solutions Associate

Pay range: USD $21.63 - $25.00 / Hour

Your opportunity

At Schwab, you're empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us "challenge the status quo" and transform the finance industry together.

We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location.

The Banking Operations Associate Wires is responsible for processing incoming and outgoing domestic and international wire transfers with accuracy, urgency, and strong risk awareness. This role operates in a fast-paced, high-risk money movement environment and plays a critical role in protecting clients and the firm by adhering to established policies, procedures, and regulatory requirements. The associate is expected to exercise sound judgment, identify potential risk or fraud indicators, and escalate issues appropriately.

• Process incoming and outgoing domestic and international wire transfers accurately and timely, following approved procedures and service-level expectations.
• Review wire instructions for completeness, accuracy, and validity prior to execution.
• Ensure wires are processed within cut-off times and prioritize time-sensitive or high-risk transactions appropriately.
• Identify potential risk indicators, including fraud red flags, unusual activity, dollar thresholds, and exception conditions.
• Adhere to all internal controls, regulatory requirements, and audit standards related to wire processing.
• Escalate suspicious, complex, or high-risk wire activity to appropriate leaders or risk partners in a timely manner.
• Maintain a high level of accuracy and quality in wire processing to minimize rework, client impact, and operational risk.
• Follow documented procedures and job aids; remain current on updates to policies, controls, and workflows.
• Partner effectively with teammates, team leads, and cross-functional partners (e.g., risk, fraud, supervision and controls) to resolve issues and complete transactions.
• Communicate clearly and professionally when researching discrepancies or resolving wire-related inquiries.
• Maintain proficiency in wire systems, tools, and platforms used for processing and review.
• Actively participate in training, coaching, and upskilling opportunities related to wire operations and risk management.
• Demonstrate accountability for personal performance, accuracy, and adherence to standards.

What you have

Required Qualifications

• High school diploma or equivalent
• 1+ year of experience in banking operations, money movement, or financial services
• Strong attention to detail and ability to work accurately under time pressure
• Ability to follow procedures precisely while exercising sound judgment
• Basic understanding of banking risk, controls, and compliance concepts
• Proficiency in standard business applications and ability to learn new systems quickly

Preferred Qualifications

• Prior experience processing wire transfers or ACH transactions
• Familiarity with domestic and international wire regulations and cut-off requirements
• Experience working in a high-volume or high-risk operational environment

In addition to the salary range, this role is also eligible for bonus or incentive opportunities.

What's in it for you

At Schwab, you're empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration-so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you - both today and in the future:

• 401(k) with company match and Employee stock purchase plan
• Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
• Paid parental leave and family building benefits
• Tuition reimbursement
• Health, dental, and vision insurance

Client-provided location(s): El Paso, TX

Job ID: CharlesSchwab-2026-122388

Employment Type: OTHER

Posted: 2026-05-30T19:37:02