Manager - Market Risk, ALM
Pay range: USD $83,800.00 - $160,000.00 / Year
Your opportunity
At Schwab, you're empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us "challenge the status quo" and transform the finance industry together.
The Asset Liability Management (ALM) team is a team within our Corporate Treasury department. We are responsible for balance sheet management strategy, portfolio and brokered deposit notional investment allocation decisions, balance sheet modeling and analytics, market risk management, ALM derivatives, and net interest income forecasting. The overall team manages fixed-income investments in several portfolios totaling around $200 billion, with approximately $500 billion in total balance sheet assets and over $80 billion in off-balance-sheet brokered deposit agreement notional investments.
What you have
Required
- 5-8+ years of experience in Treasury, Finance, ALM, or Market Risk roles of increasing responsibility
- Bachelor's degree in Finance, Economics, Mathematics, or a related field
- Strong working knowledge of:
- Net Interest Income (NII) forecasting
- EVE and IRR sensitivity analysis at a large financial institution
- Hands-on experience with ALM platforms such as PolyPaths, QRM, or similar NIR forecasting tools
- Experience supporting or running components of a production IRR program
- Strong fixed-income analytics and balance sheet modeling skills
- Intellectual curiosity and desire to create visible impact on treasury decisions
Want more jobs like this?
Get jobs in Lone Tree, CO delivered to your inbox every week.
Preferred
- Advanced degree (MBA, MS, or similar)
- Professional certifications such as CFA or FRM
- Experience communicating complex analytical concepts to non-technical stakeholders
What you'll do:
In this role you will be an individual contributor within the ALM team focused on Interest Rate Risk (IRR) measurement & monitoring, through Net Interest Income (NII) and Economic Value of Equity (EVE) and Other Comprehensive Income (OCI) sensitivity analyses.
You'll collaborate closely with partners across Treasury, Risk, Finance, and Product, playing a meaningful role in managing risk and shaping decision-making across the firm. This is a role where you will be able to grow your expertise through consistent challenges and opportunities to make a visible impact.
In addition to the salary range, this position is also eligible for bonus or incentive opportunities
What's in it for you
At Schwab, you're empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration-so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.
We offer a competitive benefits package that takes care of the whole you - both today and in the future:
- 401(k) with company match and Employee stock purchase plan
- Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
- Paid parental leave and family building benefits
- Tuition reimbursement
- Health, dental, and vision insurance
Perks and Benefits
Health and Wellness
- Health Insurance
- Dental Insurance
- Vision Insurance
- Life Insurance
- Short-Term Disability
- Long-Term Disability
- FSA
- FSA With Employer Contribution
- HSA
- HSA With Employer Contribution
- Pet Insurance
- Mental Health Benefits
Parental Benefits
- Birth Parent or Maternity Leave
- Non-Birth Parent or Paternity Leave
- Fertility Benefits
- Adoption Assistance Program
- Family Support Resources
- Adoption Leave
Work Flexibility
- Hybrid Work Opportunities
Office Life and Perks
- Commuter Benefits Program
- Snacks
- Company Outings
- On-Site Cafeteria
- Holiday Events
Vacation and Time Off
- Paid Vacation
- Paid Holidays
- Personal/Sick Days
- Sabbatical
- Leave of Absence
- Volunteer Time Off
Financial and Retirement
- 401(K) With Company Matching
- Stock Purchase Program
- Performance Bonus
- Financial Counseling
Professional Development
- Tuition Reimbursement
- Promote From Within
- Shadowing Opportunities
- Access to Online Courses
- Internship Program
- Associate or Rotational Training Program
Diversity and Inclusion
- Employee Resource Groups (ERG)