Credit Analyst II - Leveraged Finance Credit, Acquisition Financing

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:
Credit analyst II role for Leveraged Finance Credit's Acquisition Financing team, which underwrites both broadly syndicated leveraged finance transactions and financings for Bank of America's private credit strategy. This job is responsible for analyzing and interpreting a client's credit worthiness and evaluating credit risks. Key responsibilities include financial modeling, credit due diligence, writing credit approval memos, and collaborating with key internal stakeholders such as risk, investment banking, and capital markets teams to achieve successful underwrites.

Responsibilities:

• Assists in the underwriting, credit risk analysis, negotiation, and closing of new transactions, while adhering to all relevant policies and procedures
• Analyzes client's financial performance by comparing it to past performance, projections, and industry standards
• Evaluates transaction and relationship risk-adjusted profitability to facilitate the allocation of capital
• Builds projection models based on historical performance, industry forecasts, and other due diligence findings
• Conducts due diligence with clients

• 1+ year of experience in financial analysis and financial modeling within corporate credit, leveraged finance, capital markets, investment banking, private credit, or similar analytical environments
• Hands-on experience supporting or building financial models, with the ability to explain key assumptions, outputs, and risk considerations
• Experience evaluating credit risk using financial statements, projections, and transaction-level analysis
• Exposure to leveraged finance and acquisition financing concepts, including cash flow analysis, leverage, and debt structures
• Working knowledge of LBO modeling, including ability to do a bottoms-up build of a model, familiarity with structure, key drivers, and sensitivities

• Bachelor's degree in finance, accounting, economics, or a related field
• Prior experience with leveraged loan, acquisition financing, or private credit transactions
• Experience in corporate credit, investment banking, or capital markets, and working in cross-functional teams.

• Analytical Thinking
• Financial Analysis
• Financial Forecasting and Modeling
• Profitability Analysis
• Research Analysis
• Attention to Detail
• Business Acumen
• Credit and Risk Assessment
• Underwriting
• Written Communications
• Collaboration
• Critical Thinking
• Prioritization