Software Engineer, Payments Engineering

At Apple, great ideas quickly become extraordinary products, services, and experiences that touch millions of lives. The Apple Gift Card team is redefining how people connect, share, and celebrate-transforming gifting into a seamless, secure experience that spans the entire Apple ecosystem. We're looking for a skilled and curious software engineer to help build the future of gifting, where every purchase, redemption, and moment of joy is powered by innovation and thoughtful design.

Description

As a member of the Payments Engineering organization, you'll design and build distributed systems that support secure, high-volume payment and gifting experiences worldwide. Our platforms process transactions at global scale, ensuring reliability, privacy, and delight in every interaction. You'll be part of a team that owns the full product lifecycle-from architecture and implementation to deployment, observability, and on-call operations. In this role, you'll collaborate across Apple's engineering, design, and product teams to deliver exceptional software that seamlessly integrates into Apple's ecosystem.

Responsibilities

• Design, build, and maintain scalable backend services powering Apple Gift Card experiences
• Architect secure, high-performance APIs and services that handle millions of transactions globally
• Collaborate cross-functionally with teams across Apple to integrate with core financial and commerce systems
• Implement monitoring, logging, and alerting to ensure reliability and visibility in production environments
• Participate in code reviews, design discussions, and on-call rotations to maintain system health and quality
• Continuously improve system performance, developer experience, and operational excellence
• If you're passionate about building secure, elegant, and scalable systems that solve real-world problems, we'd love to have you join us.

Minimum Qualifications

• 5+ years of professional backend software engineering experience, with demonstrated proficiency in Java, Kotlin, or similar object oriented programming languages
• Proven ability to design, build, and operate distributed systems at scale in production environments
• Proficiency with relational (SQL) and NoSQL databases
• Clear, thoughtful communication across code reviews, documentation, and cross-functional collaboration
• Bachelor's degree in Computer Science or related field, or equivalent practical experience

Preferred Qualifications

• Master's degree in Computer Science or related discipline
• Strong understanding of security, privacy, and cryptographic principles (e.g., encryption, tokenization, key management)
• Experience with DevOps practices, CI/CD pipelines, and cloud-based infrastructure
• Hands-on experience using observability and monitoring platforms
• Experience using generative AI tools to enhance software engineering productivity and workflows

Pay & Benefits

At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $147,400 and $272,100, and your base pay will depend on your skills, qualifications, experience, and location.

Apple employees also have the opportunity to become an Apple shareholder through participation in Apple's discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple's Employee Stock Purchase Plan. You'll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses - including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation. Learn more about Apple Benefits.

Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.

Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about your EEO rights as an applicant .

Submit Resume

Client-provided location(s): Cupertino, CA

Job ID: apple-200630537-0836

Employment Type: OTHER

Posted: 2025-11-09T19:05:08