Farm/Ranch Underwriter

Responsible for commercial lines underwriting activities, agency relationship management, product pricing, and applying sound underwriting judgment within assigned territory in line with corporate market direction, profit and production objectives. Serves as technical resource in multi-line underwriting environment, and principal contact for agents, monitors agency performance, and resolves billing and other agents' service requests; participates in the agency review process in support of territorial initiatives.

Position Compensation Range:
$88,000.00 - $145,000.00

Pay Rate Type:
Salary

Compensation may vary based on the job level and your geographic work location. Relocation support is offered for eligible candidates.

Primary Accountabilities • Develops strong business relationships with key agents and provide underwriting guidance to the agents. • Selects, prices and develops coverage terms for commercial lines accounts to achieve profitable underwriting results and assist with providing leadership, support, and coaching for the underwriting function • Manages a territory of independent agents to ensure that profitability and growth objectives for the company are being met • Reviews new business applications to evaluate the degree of risk involved • Accepts or declines risks based on the company's underwriting policies • Reviews application for completeness • Contacts agents for missing or incomplete information • Maintains a profitable book of business within assigned levels of authority by using sound underwriting judgment and technical skills, and continued personal development to meet the company goals of quality and timeliness • Interprets insurance coverage's for agents and insureds • Maintains and establishes a good working relationship with agents and communicate underwriting decisions to agents and insureds Specialized Knowledge & Skills Requirements • Demonstrated decision-making, analytical, and negotiation skills. • Extensive knowledge of commercial property, general liability, business auto, worker's compensation and umbrella coverage. • Demonstrated commercial lines underwriting experience. • Demonstrated interpersonal, communication and negotiation skills. • Demonstrated ability to effectively interact with all levels of internal and external business partners. • Extensive commercial lines product knowledge and demonstrated experience including including multiple-lines 'underwriting and customer relationship experience' in the property and casualty insurance industry. Licenses • Not applicable. Travel Requirements • Up to 10%. Physical Requirements • Work that primarily involves sitting/standing. Working Conditions • Not applicable.

Additional Information

• To ensure a strong start, all employees participate in our New Employee Orientation during their first week. This experience is held in person at our Madison, WI Headquarters or one of our AmFam core locations to help you connect with our mission, meet key team members and build relationships that support your growth. At times, sessions may be delivered virtually based on scheduling and availability.
• Offer to selected candidate will be made contingent on the results of applicable background checks
• Offer to selected candidate is contingent on signing a non-disclosure agreement for proprietary information, trade secrets, and inventions
• Sponsorship will not be considered for this position unless specified in the posting

We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits.

We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law.

American Family Insurance is committed to the full inclusion of all qualified individuals. If a reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please email AskHR@AmFam.com to request a reasonable accommodation.

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Client-provided location(s): Saint Joseph, MO

Job ID: American_Family_Insurance-R38946

Employment Type: FULL_TIME

Posted: 2026-06-11T23:38:30