In an ideal world, you wouldn’t have to spend less money; you’d instead march into your boss’ office and ask for a big time raise. But this isn’t an ideal world—and most of us have to watch what we spend.

But trust me—we understand it’s hard to give up that morning coffee on your way into the office. And that afternoon coffee. (Oh, and that cookie that was calling your name.) No matter how many times you’ve been told to cut out that habit to save money, you just can’t seem to do it.

The good news: There are ways to trick yourself into spending less, and it’s so much simpler than you’d think.

Here’s what to do: Go to a bank and ask to withdraw crisp $50 bills.

Sounds suspicious, right? Well, this video will explain why this technique works in training your brain to stop handing over your money so easily.

Photo of credit card courtesy of Shutterstock.

Updated 6/19/2020