Credit cards are no longer the only way to pay when you don't have cash. New digital wallet apps now let you make your purchase with the tap of a button or scan of a screen.

But not everyone's on board yet: With fees, security, and budgeting to consider, plenty of people still swear by their trusty plastic cards. Check out this infographic for a quick rundown of people's payment styles, then tell us what you think! Are you excited or concerned about mobile money management?

Home page photo courtesy of Robert Scoble. Infographic courtesy of American Express.