Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you will be at the center of keeping JPMorganChase strong and resilient. You will help the firm grow responsibly by anticipating new and emerging risks and applying your expert judgment to solve real-world challenges that affect our company, customers, and communities. Our culture in Risk Management and Compliance is centered on thinking outside the box, challenging the status quo, and striving to be best in class.
As an Associate on the Credit Risk Management team, you will support Chase Card Services by delivering analytics and insights that inform credit risk decisions related to co-brand portfolio conversions and new product features. You will partner with teams across Risk, Product, Marketing, and Technology to balance portfolio performance with business objectives while strengthening decision rules and monitoring capabilities. You will help identify risks and opportunities, translate analyses into clear recommendations, and promote strong risk management practices.
Job responsibilities:- Monitor internal and external behavioral data and industry trends to continuously improve risk management processes
- Identify and assess performance trends using statistical, data mining, and quantitative methods
- Analyze and challenge the performance of key business initiatives, independently generating solutions and recommended actions
- Conduct root cause analysis and translate findings into clear, actionable recommendations for senior leaders and stakeholders
- Partner with cross-functional teams to support portfolio risk decision rules and ongoing enhancements
- Lead and support initiatives end-to-end by defining problem statements, identifying risks and opportunities, securing stakeholder alignment, and driving delivery
- Support development and maintenance of the risk management framework, helping ensure alignment to regulatory expectations
- Prepare and present risk monitoring reports and insights to senior management and stakeholders
Required qualifications, capabilities, and skills:- Bachelor's degree or higher in a quantitative discipline such as Finance, Statistics, Economics, Mathematics
- Minimum 3 years of experience in consumer lending risk management and/or consumer banking project implementation.
- Strong analytical, interpretive, and problem-solving skills with ability to structure and execute analyses logically
- Ability to translate complex analysis into practical solutions and concise, executive-ready presentations
- Hands-on experience on using at least two of the following tools: SAS, SQL, or Python
- Strong attention to detail and a results-oriented mindset, with ability to make independent decisions
- Initiative owner in a consumer lending risk management system deployment project preferred
To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT). ABOUT USChase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
ABOUT THE TEAMOur Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.
