4 jobs for "Business Bank Lending Risk Analytics - Consumer & Community Banking -Associate"

Credit Analyst Specialist
Infosys - Bucharest -Hybrid 3/2

We are looking for a candidate with:
English C1
Ability to handle difficult and sensitive situations professionally
Problem-solving and decision-making abilities
Ability to meet targets and work under pressure
Project management, planning, organizing, and time management skills required
Strong proficiency in MS Office, BMC Remedy, trending, and reporting required
SAP4H
Proven analytical skills with a curiosity to dive into data leveraging various reporting tools, Excel, and /or ability to write SQL to mine our incident and problem data
Clear and effective written and verbal communication, influencing, and strong interpersonal skills
2+ years of business experience, required

Your key activities:
Strong knowledge of debt collection laws and regulations
Excellent communication and negotiation skills
Proficient in financial analysis and risk assessment
Attention to detail and strong organizational skills
Review and approve customer credit limits and assess ongoing credit risk exposure
Analyze customer credit worthiness
Negotiate alternative securities (bank guarantees, LC's...) with customers, to cover the credit risk of AR
Negotiate credit limits with credit insurance, to cover the credit risk of AR
Decision to release orders based on credit risks, outstanding balances, credit safe
Control and monitoring credit risks, and bad debt exposure in line with company policies and accounting standards
Submit claims to credit insurance or activate alternative securities
Daily credit control activities to ensure accurate and timely activities
Work closely with Sales Department and Management to resolve credit issues and meet order release and shipping cut-off deadlines
HQ and local reporting
Ensure compliance with accounting principles, service levels, and internal control

You can expect from us:
Long-term and stable cooperation;
Benefit platform;
Organized training sessions during the first weeks and further upskilling courses (online, with our experts);
22 paid vacation days in the first year plus 2 more paid vacation days starting with the second year;
Modern, cozy and central location in Bucharest;
Teamwork in a multicultural environment;
Medical subscription and life assurance.

About Infosys

https://www.infosys.com

Size: 10,000+ employees
Industry: Consulting

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