Job DescriptionJ.P. Morgan's ABS Originations team structures and executes asset-backed financings for clients across the U.S. and Latin America, from established financial institutions to emerging fintech lenders. We are hiring a Vice President to lead financings, develop client relationships, and help expand our presence in Latin America while contributing to U.S. ABS Principal Finance activity. You will work closely with senior leadership and own transactions from initial discussions through closing and ongoing portfolio management. The role suits someone who enjoys building a franchise as much as executing deals, and it offers exposure across asset classes, structures, and markets.
Job responsibilities - Originate, structure, price, and execute asset-backed financings for clients across the Americas, with a particular focus on Latin America.
- Lead private ABS financings backed by assets such as auto loans, payroll loans, credit card receivables, unsecured consumer loans, and SME loans.
- Execute loan portfolio purchases, forward-flow arrangements, private warehouses, and other structured financings.
- Contribute to U.S. ABS Principal Finance activity across student loans, auto, unsecured consumer, SME, and other specialty finance assets, as well as single-family real estate and iBuyer strategies.
- Manage client relationships and serve as a point of contact for counterparties, coverage teams, rating agencies, and legal counsel.
- Run each stage of a transaction, from pitching and analysis through structuring, due diligence, documentation, negotiation, and closing.
- Analyze asset-level data and historical performance, and build portfolio cash flow and transaction models to inform pricing, structure, valuation, and risk assessment.
- Oversee transactions after closing through portfolio surveillance, position and risk management, marking, hedging, and P&L monitoring.
Required qualifications, capabilities, and skills - At least five years of experience in securitization or structured finance, including substantive work with asset-backed transactions. Relevant experience may come from banking, investing, lending, rating agencies, or advisory roles.
- Ability to analyze asset performance and cash flows and use the results to assess transaction structure and risk.
- Experience structuring, executing, and managing asset-backed financings.
- Professional fluency in Spanish and English, with the ability to engage with clients and review transaction materials in both languages.
- Strong communication skills, sound judgment, and the ability to work across teams and with external stakeholders.
Preferred qualifications, capabilities, and skills - Experience leading asset-backed transactions through documentation and closing.
- Experience with Latin American clients, credit markets, or asset classes.
- Ability to independently model, price, and structure ABS transactions.
- Familiarity with rating agency methodologies and the accounting, capital, tax, and legal considerations relevant to structured finance.
- Python experience for data analysis and workflow automation.
ABOUT USJ.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
ABOUT THE TEAMJ.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
