JPMorganChase AI Research is a global team of research scientists, engineers and product managers that develops novel AI capabilities and partners across the firm to translate breakthrough AI/ML techniques into deployed solutions. The team brings together researchers across multi-agent systems, foundation model training, reinforcement and continual learning, multimodal document AI, formal reasoning, planning and verification, and synthetic data generation - alongside experts in trustworthy AI, privacy, and cryptography - to solve hard problems end-to-end in ways that are secure, reliable, and scalable in financial services.
AI Research sits within the Chief Data & Analytics Office (CDAO) at JPMorganChase which is responsible for accelerating the firm's data and analytics journey. This includes ensuring the quality, integrity, and security of the firm's data, as well as leveraging this data to generate insights and drive decision-making. The CDAO is also responsible for developing and implementing solutions that support the firm's commercial goals by harnessing artificial intelligence and machine learning technologies to develop new products, improve productivity, and enhance risk management, effectively and responsibly.
As a Research Scientist in AI Research, you will work on developing novel techniques, tools, and frameworks to model and solve complex large-scale problems in the bank. You will develop a close understanding of the challenges in practical applications of AI and leverage that understanding to formulate new research directions and solutions that can shift the frontier. Your work will span from early-stage innovation and rigorous evaluation to production-scale delivery in close collaboration with engineering and product teams.
Job responsibilities- Work on commercially oriented research projects in collaboration with internal data scientists, applied engineering teams and stakeholders across businesses e.g. Commercial & Investment Banking (including Markets), Asset & Wealth Management, Consumer & Community Banking, etc.
- Formulate problems, generate hypotheses, develop new algorithms and models, conduct experiments and rigorous evaluations, synthesize and communicate results, and deliver well-tested, high-quality code.
- Contribute to high-impact business applications, reusable assets and products, and research initiatives.
- Provide thought leadership on internal and external forums through white papers, publications and presentations.
Required qualifications, capabilities, and skills- Currently pursuing a PhD in Computer science, Engineering, or related fields with relevant research experience in AI/ML
- Research publications in top-tier AI/ML venues (e.g., conferences, journals) - broad conferences such as NeurIPS, ICML, ICLR, etc., or highly regarded specialized conferences such as ICAPS, CRYPTO, etc.
- Ability to deliver modular, optimized, high-quality Python code with tests
- Deep understanding of fundamental AI/ML techniques and a strong grasp of current state of the art in specific areas of expertise
- Practical experience with statistical data analysis, experimental design and creation of meaningful benchmarks and metrics for evaluation.
- Effective verbal and written communication skills with the ability to address both technical and business audiences.
- Motivated to make an impact on problems in the financial services domain.
- Curiosity, creativity, resourcefulness, and a collaborative spirit
- Strong track record of research in one of the following areas: (a) Synthetic Data Generation across multiple modalities (tabular, images, time-series, etc.), synthetic personas and agent simulations (b) Hybrid agent architectures including LLMs and AI planning, formal logic, solvers and neuro-symbolic approaches (c) Multimodal information discovery, deep research and analysis spanning multiple modalities e.g. websites, news, documents, structured data, images, audio, etc. (d) Foundation model training for structured data modalities e.g. tabular, graph, time-series (e) Reinforcement Learning, continual learning for agents, model post-training and test-time adaptation. (f) Advanced multi-agent systems including co-ordination, negotiation and mechanism design. (g) Cryptography and secure multi-party computation with applications to privacy-preserving ML, security and privacy in agentic systems, etc.
Preferred qualifications, capabilities, and skills- (Depending on specialization) Practical experience with ML libraries (e.g. PyTorch, TensorFlow/Keras, HuggingFace Transformers etc.) and agent frameworks (e.g. LangGraph, Google ADK, etc.), familiarity with common formal verification tools and languages (e.g., Coq/Isabelle/Lean, TLA+, Alloy, Z3, PDDL)
- Practical software development experience in collaborative project settings such as open-source projects or industry experience.
- Proven ability to translate business requirements into technical problem formations and deliver novel solutions into production.
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ABOUT USJPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
ABOUT THE TEAMJ.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
