Use your problem-solving skills to thrive in a fast-paced environment and help deliver client-centric liquidity and deposit strategies. In this role, you will lead solutioning in close partnership with Payments Sales and Banking coverage teams, developing tailored deposit and investment solutions that meet clients' operating needs while aligning with the firm's balance sheet objectives.
About JPMorganChase PaymentsJPMorganChase Payments is a global leader in cash management and payments solutions, serving corporations, financial institutions, public sector agencies, and non-government organizations worldwide. We deliver domestic and international capabilities across cash management, liquidity, commercial card, FX, escrow, and merchant services through a global product and technology platform and an integrated service model.
About Liquidity & Account Solutions (L&AS)Liquidity & Account Solutions supports clients by structuring accounts and optimizing liquidity. L&AS solutions include virtual accounts, cash concentration structures, and short-term investments-helping clients achieve efficiency, visibility, and control of working capital across legal entities, geographies, currencies, and time zones.
Role overviewAs a Deposit Manager within L&AS Brazil, you will help drive deposit strategy, portfolio pricing, and client deposit/investment solutioning for Corporate and Financial Institution clients. You will balance client outcomes with the firm's balance sheet priorities, optimizing net interest income (NII) while supporting sustainable, long-term client relationships.
Job responsibilities - Lead solutioning for operational deposits and investment products for Corporate and Financial Institution clients; define and configure solutions aligned to client objectives.
- Act as a subject matter expert and consultative partner to Payments Sales Managers, Bankers, and clients on product mix, pricing, and deposit rates.
- Own the evaluation of deposit opportunities, including pricing approvals and the associated governance framework.
- Drive deposit strategy in an evolving rate environment; incorporate firmwide balance sheet objectives to maximize NII.
- Educate and enable coverage teams on product positioning, pricing philosophy, and relevant interest rate/macro trends.
- Monitor competitor offerings and broader industry trends; provide feedback to help refine the Liquidity go-to-market approach.
- Provide market insights and industry presence to support client engagement (e.g., forums, events, thought leadership).
- Partner with Payments Sales and Banking leadership on key initiatives to maximize portfolio profitability and deepen relationships.
- Engage with client teams to understand pain points, refine solutions, and communicate actionable feedback to Product to inform the roadmap.
- Collaborate with Portfolio Management and Deposit Product Management to monitor deposit trends, customer behavior, and market conditions, identifying portfolio opportunities and risks.
- Plan and lead portfolio pricing adjustments tied to reference rate changes.
- Partner with Corporate Treasury to optimize entity liquidity metrics and influence transfer pricing mechanisms.
Required qualifications, capabilities, and skills
- 7+ years of experience in treasury services, liquidity/deposit products, and/or investment management.
- Proven ability to manage multiple deliverables in a fast-paced, high-accountability environment.
- Strong analytical and critical thinking skills; able to synthesize information and present conclusions clearly and succinctly.
- Demonstrated success partnering with and influencing stakeholders across internal teams and external clients.
- Comfortable supporting senior management on high-priority strategic initiatives.
- Strong cross-functional collaboration skills and ability to operate effectively in a dynamic environment.
ABOUT USJ.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
ABOUT THE TEAMJ.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
