Bring your Expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Credit Risk Vice President on the Infrastructure and Green Economy Credit Risk team, you will structure new transactions and manage a portfolio of loans and related credit exposure to greenfield and brownfield projects across multiple sectors. You partner with Investment Banking, the Global Corporate Bank, Infrastructure Financing and Advisory, Markets, and other teams to assess risk and recommend appropriate structures. You develop forward-looking risk assessments on highly structured transactions spanning energy, power, renewables, energy transition, emerging green technology, and transportation. You help us enhance analytical rigor and deliver sound credit judgment in a fast-paced, competitive environment.
Job responsibilities: - Conduct due diligence and financial analysis by coordinating with business teams and reviewing contracts, forecasts, financial statements, and construction and operating reports
- Apply strong analytical and problem-solving skills to identify risks and recommend loan structures that protect the firm's interests in structured transactions
- Build, maintain, and audit financial models to incorporate forward-looking risk assessments on key drivers
- Manage transaction execution, including reviewing and structuring finance and commercial contracts and recommending capital structure, exposure levels, and risk grading
- Apply corporate finance and accounting expertise to prepare credit memoranda and own credit approvals, escalation, and booking processes
- Lead portfolio management activities, including amendment and waiver analysis, periodic credit reviews, and ongoing counterparty and industry analysis
- Monitor trading limits, maintain appropriate credit ratings, and negotiate documentation revisions
- Stay current on assigned clients, including industry trends, portfolio performance, covenant compliance, and potential risks and opportunities
Required qualifications, capabilities, and skills: - Bachelor's degree in quantitative discipline
- 6 years plus of credit risk experience within financial services, including credit agreements
- Strong financial modeling skills and familiarity with financial statements, including analysis of capital structure, profitability, project build costs, and cash flow
- Solid understanding of client and capital markets processes, credit risk management, commercial requirements, financial products, and market dynamics
- Self-motivated, with ability to work independently and across a team
- Excellent communication and interpersonal skills, with ability to convey complex information clearly
- High proficiency in Excel, including analysis and control of large datasets, as well as PowerPoint and Word
- Ability to perform well under pressure on teams in a demanding environment
Preferred qualifications, capabilities, and skills: - Experience in credit or counterparty risk or portfolio management in infrastructure or project finance
- Experience in energy transition and emerging green technologies
ABOUT USJPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
ABOUT THE TEAMJ.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
