Associate - CIB Credit - Energy, TD Securities

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

At TD Securities, the Corporate Banking function is an integral part of the full suite of services we offer under Investment Banking. Our Investment Banking professionals provide corporate and institutional clients with capital markets and banking advice and transaction executions worldwide.

TD Securities offers its U.S. based employees the advantage of working in a highly focused operation, while being part of a major global investment dealer. Confidence in our U.S. operations systems stems from the recognition of our in-depth industry knowledge and from our outstanding credit, structuring, research and distribution capabilities.

At TD Securities, you will learn the financing business and gain a competitive advantage of your own. You will be exposed to a wide variety of clients, industries, financing structures and products. You will also work in a team environment, honing the credit and corporate banking skills necessary to be successful in the industry.

POSITION: Corporate Banking -Associate, Energy Group
Associates in our Corporate Banking groups are involved with the structuring, execution and monitoring of debt transactions (e.g. corporate revolvers, term loans, bridge loans and acquisition financing) from inception through closing. Working with clients across the oil and gas spectrum, spanning upstream, midstream, downstream, and oilfield services, you will gain exposure to different business models and industry dynamics as TD works to build its market share in the Houston oil and gas market.

In this capacity you will:
• Analyze deal structures and terms and assist with deal negotiations and documentation;
• Analyze the engineering data of oil and gas producers, and develop reserve models to evaluate company assets and determine debt capacity and appropriate capital structures;
• Create detailed models to project clients' future cash flows and credit ratios;
• Gather and analyze trends in qualitative and quantitative data such as oil & gas price dynamics, oil & gas producer cost structures, midstream takeaway capacity, and the impact of commodity prices and oil & gas production levels on midstream and refining clients;
• Spread and monitor clients' historical financial performance;
• Prepare and present credit recommendations for new and existing energy clients;
• Compile data through due diligence and prepare comprehensive credit reviews that analyze transactions and client risks; and
• Prepare client presentations.

Qualifications: Associates come from a variety of educational backgrounds; however, a major or significant coursework in a business-related field is required, along with a combination of strong financial/analytical skills and excellent verbal and written communication abilities. Successful candidates must have the capacity to become adept at financial modeling and be able to work effectively in a team environment.

Depth & Scope

• Is a subject matter expert in at least one area of discipline
• Works independently but receives assistance/coaching from the manager
• Participates and/or leads assigned special projects
• Provides feedback on staff performance on a project basis
• Adds value through consultative interactions with the team and management

Education & Experience:

• Undergraduate degree
• 2+ years of related experience
• Proven oral and written communication skills
• Coaching and counseling skills
• Ability to delegate work to others
• Strong decision-making and follow through ability
• Solid PC skills (MS Office Suite)
• Works well independently and with others
• Proven analytical skills
• Ability to respond to shifting priorities quickly
• Proven team working experience
• Ability to build and maintain relationships with peers and management
• Strong knowledge of laws and regulations governing the banking industry
• Certification highly preferred or willingness to pursue certification

Who We Are

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we help clients meet their needs today and prepare for tomorrow. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. We are growth-oriented, people-focused, and community-minded. As a team, we work to deliver value for our clients every day.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.