Product Controller - Credit Risk Senior Associate, Card Services
Today Wilmington, DE
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- Size: 10,000+ employees
- Industry: Financial Services
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As an Credit Risk Senior Associate Product Controller in Credit Risk, you will support the end-to-end build and integration of a new credit card product into Card Services financial reporting, processes, and control frameworks. This is a hands-on role focused on executing deliverables across requirements within the controls framework, testing and substantiation, and go-live stabilization, partnering closely across Finance, Risk, Technology and product teams. You will also contribute to credit risk-related analysis and reporting for the credit card loan portfolio, delivering controlled, well-documented outputs that support governance and external reporting.
Job Responsibilities
Required Qualifications, Capabilities, and Skills
ABOUT US
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
ABOUT THE TEAM
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.
As an Credit Risk Senior Associate Product Controller in Credit Risk, you will support the end-to-end build and integration of a new credit card product into Card Services financial reporting, processes, and control frameworks. This is a hands-on role focused on executing deliverables across requirements within the controls framework, testing and substantiation, and go-live stabilization, partnering closely across Finance, Risk, Technology and product teams. You will also contribute to credit risk-related analysis and reporting for the credit card loan portfolio, delivering controlled, well-documented outputs that support governance and external reporting.
Job Responsibilities
- Support end-to-end Product Control integration of a new credit card product into Card Services financial reporting, processes, and the control framework, including requirements definition/alignment, controls design and validation, testing and substantiation, go-live readiness, and post-implementation stabilization, coordinating delivery across Finance, Risk, Technology and product teams
- Perform detailed data analysis using SQL or Python to extract, reconcile and validate data elements to support the Controller workstream
- Support the analytical review of the allowance for credit losses (ACL) including analysis of key business drivers, assessment of model outputs and leveraging data to support qualitative estimates, which are then summarized in financial reporting and quarterly memos.
- Coordinate upstream/downstream deliverables across Finance, Risk, and business teams, prepare credit risk metrics and portfolio reporting, including trend analysis and support for the governance process.
Required Qualifications, Capabilities, and Skills
- Bachelor's degree in Accounting, Finance, Information Systems, or related discipline
- 2+ years of experience in Finance, Accounting, Financial Reporting, or related fields
- Advanced Excel skills and demonstrated experience using SQL or Python to independently analyze, transform, and interpret large datasets
- Quantitative/analytical thinking
- Good written and verbal communication, documentation discipline, self-starter and ability to manage multiple priorities across BAU and change initiatives
ABOUT US
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
ABOUT THE TEAM
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.
Additional Information
- Posted: today