Risk Analyst - Portfolio Forecasting

JOB DESCRIPTION

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Our Purpose: We pioneer the innovations that move and connect people to what matters.

This position will be posted until filled.

RESPONSIBILITIES

About the role

The Risk Analyst - Portfolio Forecasting is responsible for assisting in the design, development, and maintenance of complex portfolio forecasting models that support corporate planning, financing, and account servicing operations. This role also focuses on analyzing and reporting key factors that impact portfolio performance, including delinquency, loss frequency, loss severity, bankruptcies, and payoffs.

In this role you will:

• Assist in the design, development, and maintenance of sophisticated portfolio forecasting models.
• Utilize data mining and advanced spreadsheet and technical skills to perform complex forecasting, modeling, analysis, and reporting related to portfolio performance.
• Apply best practices in data analysis and validation to ensure accuracy and reliability of results.
• Identify innovative approaches to visualizing and presenting complex data to support business decisions.
• Proactively monitor portfolio performance, identify emerging trends, and communicate relevant changes to management.
• Effectively summarize and present portfolio performance trends, expectations, forecasting methodologies, and results to management

QUALIFICATIONS

What makes you the ideal candidate?

• Demonstrated understanding of data mining, data analysis, data visualization, quantitative methods, and sophisticated forecasting techniques.
• Advanced proficiency in Microsoft Excel, PowerPoint, and Word.
• Experience with data analysis, spreadsheet modeling, and reporting.
• Experience with coding, preferably SAS or SQL, for data mining and transformation within a data warehouse environment.
• Strong quantitative and analytical skills with exceptional attention to detail.
• Effective written and verbal communication skills, including the ability to present complex analytical findings clearly.
• Ability to manage multiple projects, prioritize competing responsibilities, and meet deadlines in a fast-paced environment.
• Ability to identify and understand business challenges and translate them into quantitative questions and analytical solutions.
• Understanding of key metrics used to monitor consumer lending portfolio performance is a plus.

Additional Knowledge and Skills

Working effectively within an AI enabled environment:

• Ability to use AI tools (e.g., Microsoft Copilot) to support daily work.
• Skills in evaluating AI outputs for accuracy, compliance, and bias.
• Experience integrating AI into workflows to improve efficiency or insights.
• Familiarity with AI assisted research, summarization, and content generation.
• Understanding of responsible AI use, including ethics and data protection.

Work Experience & Education:

• 0-2 years of experience working with complex Excel workbooks, querying large multi-table datasets, performing data analysis, and presenting analytical findings.
• Experience in consumer loan or lease portfolio analysis, reporting, and/or forecasting preferred.
• Bachelor's Degree in Finance, Economics, Mathematics, Business, Business Analytics, Management Information Systems (MIS), or another quantitative field required. Degrees in non-quantitative fields may be considered with adequate relevant work experience.
• Master's Degree in Finance, Economics, Mathematics, Business, Business Analytics, MIS, or another quantitative field preferred.

What We Offer:

Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.

Our Culture:

Our team members define and shape our culture, an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work, we thrive.

Compensation:

Competitive pay and bonus eligibility.

Work Life Balance:

Flexible hybrid work environment, 3-days a week in office (Tuesday, Wednesday, Thursday) in Fort Worth, Texas.

NOTE: We are unable to consider candidates who require visa sponsorship for this position.

This position is not open to agency submissions.

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