Credit Review Analyst I - Auto Finance Fraud

JOB DESCRIPTION

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, TX. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture, an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work, we thrive.

Our Purpose: We pioneer the innovations that move and connect people to what matters.

This position will be posted until filled.

RESPONSIBILITIES

About the role:

The Credit Review Analyst I - Auto Finance Fraud is responsible for performing independent and unbiased monitoring and assessments of the company's credit activities with an emphasis on detecting fraud and misrepresentation. This team member will work closely with the Dealer segments by monitoring compliance and proactively addressing loans originated with fraud or misrepresentation.

In this role you will:

• Review Excel based red flag reporting to identify accounts requiring fraud investigation.
• Investigate loan originations for fraud or misrepresentation by reviewing the loan documentation and the systems utilized to underwrite, fund, and collect the accounts.
• Identify underwriting and funding weaknesses, address areas of non-compliance, and recommend change when necessary.
• Assist in the development and support of models, analysis, and reporting related to the soundness of credit activities.
• Perform quality monitoring across the organizations by analyzing, summarizing, and monitoring compliance of credit policies and procedures.
• Consult with management when needed and make recommendations on policy exceptions and control weaknesses to ensure that findings are correct.
• Create reports for management with viable recommendations for improvement of business operations, efficiency, and internal controls.
• Research and Development opportunities to keep up with industry fraud trends and resources. Perform other duties as assigned.
• Assist fellow team members to establish a consistent level of quality, accuracy, and compliance to departmental standards and internal controls.

• Competency with Microsoft Office, focusing on Excel data mining and filtering functions.
• Ability to plan, execute, and improve work processes to ensure achievement of business objectives.
• Ability to proactively achieve goals and objectives, which positively impact GM Financials overall business results.
• Strong, analytical and strategy skills
• Good research skills and problem-solving ability
• Detail oriented, time management, organizational skills
• The ability to explain complex issues and present technical information accurately and clearly
• Written and oral communication skills
• The capacity to work independently
• Ability to provide recommendations and making decisions
• Ability to work discreetly with confidential information and situations

• Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
• Skills in evaluating AI outputs for accuracy, compliance, and bias
• Experience integrating AI into workflows to improve efficiency or insights
• Familiarity with AI assisted research, summarization, and content generation
• Understanding of responsible AI use, including ethics and data protection

• 0-2 years auto lending, finance/banking experience experience preferred
• High School Diploma or equivalent Required
• Bachelor's Degree Required