Financial Analyst Program - Capital Finance
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Wells Fargo Capital Finance is one of the top lead arrangers of asset-based loans in the U.S. with a large and diversified portfolio of close to 2,500 customers and $37 billion in loans outstanding. Capital Finance offers traditional asset-based financing, specialized senior secured financing, accounts receivable financing, purchase order financing, and supply chain financing to a wide range of companies throughout the United States, Canada and the United Kingdom.
Wells Fargo Capital Finance (WFCF) offers traditional asset-based financing, specialized senior secured financing, purchase order financing, and supply chain financing to a wide range of companies throughout the U.S., Canada, and United Kingdom. Our financing programs help businesses access the capital they need to recover, restructure, and grow.
The Financial Analyst Program is typically a three-year program that provides you with a strong foundation in analyzing company financials and identifying potential risks so that you can make informed lending decisions. The program blends asset based lending, classroom, and online training courses with hands-on training in the Business Finance division of WFCF, which originates and manages asset based credit facilities to private equity backed, public company, and entrepreneur owned companies with credit facilities ranging in size from $5 million up to $3 billion.
Training and Development:
The Financial Analyst Program is designed to help you transition from your academic life to the competitive world of business and industry. The program focuses on your training and development through the following channels:
On-the-job business experience:
You will gain in-depth experience as a credit analyst working on a high-performing team. There, you will begin to build your skills by actively participating in your team’s day-to-day activities, developing your knowledge of credit, and broadening your analytical capabilities. Responsibilities include analyzing industry, collateral, and financial trends of both private and publicly traded middle-market clients in various industries; updating trend cards with pertinent data on collateral, financials, projections, covenant compliance, free cash flow, audit/appraisal statistics, and bank product exposure; presenting noteworthy trends to your office’s senior management team in monthly meetings; reviewing field examinations and appraisals for collateral performance; spreading and analyzing clients’ financial statements; attending client meetings to develop a deeper understanding of the client’s business; reviewing postings of collateral to the loan system; reviewing daily wire transfer requests; completing compliance-related tasks as requested by the portfolio management team; writing credit approval memos to support loan modifications.
Beyond the program:
Analysts who successfully complete the three year Financial Analyst Program can choose to explore a variety of roles within Wells Fargo offering a different aspect of the banking experience. The program is ideal for those who are interested in career paths as a credit analyst, underwriter, portfolio manager, and relationship manager.
We also offer you opportunities throughout the year to learn high-level aspects of credit, including a quarterly speaker series hosted by senior managers and online credit courses.
Specialized training sessions:
Depending on your assignment, you will participate in accounting courses and receive specialized asset based lending training to foster a deeper understanding of WFCF’s products. You will become familiar with financial, technical, technology, and operational tools and processes to help you improve your credit, financial analysis, written and oral presentation, and problem-solving skills.
Team members support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
- 1+ year of experience in one or a combination of the following: financial analysis, credit analysis, statistical analysis, or statement spreading; or a BS/BA degree or higher granted prior to hire date
- Ability to work in a fast-paced deadline driven environment
- Effective organizational, multi tasking, and prioritizing skills
- Excellent verbal, written, and interpersonal communication skills
- High level of initiative and accountability
- Intermediate Microsoft Office skills
- Solid problem solving and decision making skills
- Strong analytical skills with high attention to detail and accuracy
Other Desired Qualifications
BA/BA Degree in Accounting or Finance strongly preferred
MN-Minneapolis: 730 2nd Ave S – Minneapolis, MN
All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.
Relevant military experience is considered for veterans and transitioning service men and women.
Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.
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