Job Description
Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as "Personal Cell" or "Cellular" in the contact information of your application.
At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.
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Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.
As the company's second line of defense, Corporate Risk - or Independent Risk Management - provides independent oversight of risk-taking activities. Independent Risk Management establishes and maintains Wells Fargo's risk management program and provides oversight, including challenges to and independent assessment of, the frontline's execution of its risk management responsibilities. We manage risk according to the Risk Management Framework and ensure all employees understand their individual accountability for managing risk.
The Consumer Credit Associate will be part of the Auto Credit Risk team with responsibility for developing, implementing and monitoring collections strategies that increase process efficiency and protect Wells Fargo from credit losses.
Responsibilities of this position include, but will not be limited to:
- Using SAS and SQL on a regular basis to query data from Auto Data Warehouse
- Analyzing the effectiveness of the repossession process, through recurring reporting and ad hoc analytics
- Developing proposals to improve the effectiveness of the repossession process, including supporting data analysis and creating summarized PowerPoint proposals
- Design and create robust monitoring and reporting to compare actual strategy performance against expectations or control group
- Maintaining accurate and clear documentation
- Creating and monitoring independent controls to mitigate risks within the respossession process
- Other data analysis, reporting, or strategy design requests as assigned
- 2+ years of experience in a risk role demonstrated through work or military experience; or a Master's degree or higher in business or economics
- 1+ year of SQL or SAS experience
- Knowledge and understanding of auto finance industry
- 1+ year of consumer lending experience
- Knowledge and understanding of auto loan collections
- Strong analytical skills with high attention to detail and accuracy
- Ability to gather, analyze, and interpret large datasets
- Strong, clear and concise written and oral communication skills
- Intermediate Microsoft Excel skills
- Intermediate Microsoft PowerPoint skills
IA-West Des Moines: 7001 Westown Pkwy - West Des Moines, IA
AZ-Chandler: 2700 S Price Rd - Chandler, AZ
NC-Charlotte: 301 S College St - Charlotte, NC
NC-Charlotte: 401 S Tryon St - Charlotte, NC
NC-Charlotte: 1525 W Wt Harris Blvd - Charlotte, NC
TX-Irving: 250 E John Carpenter Freeway - Irving, TX
TX-DAL-Downtown Dallas: 1445 Ross Ave - Dallas, TX
MN-Minneapolis: 2650 Wells Fargo Way - Minneapolis, MN
MO-Saint Louis: 1 N Jefferson Ave - Saint Louis, MO
Disclaimer
- All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.Relevant military experience is considered for veterans and transitioning service men and women.Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.
Benefits
Visit https://www.wellsfargo.com/about/careers/benefits for benefits information.