Automated Decisioning Analyst (Credit Risk Analytics Cons 2)
Wells Fargo Equipment Finance (WFEF) is a leading equipment finance provider in the U.S. and Canada. with a portfolio exceeding $45 billion, more than 300,000 active customers and 2,500+ team members . WFEF provides a full spectrum of financing and lease options for customers' equipment and capital expenditure requirements through Wells Fargo business, commercial and corporate banking channels, relationships with equipment manufacturers, dealers, distributors and direct to market. WFEF has industry financing specialists dedicated to Healthcare, Construction, Energy, Commercial and Specialty Vehicles, Marine, Rail, Aircraft, and Vendor Financing Programs.
WFEF has an immediate opening for an Analyst within the Enterprise Modeling COE responsible for overseeing all aspects of Automated Decisioning Strategies for the Commercial Distribution Finance line of business.
The primary objective of this role is to support the wing-to-wing execution of automated decisioning logic, inclusive of strategy implementation, testing, vetting, business rollout and post-production monitoring in accordance with the team's change management guidelines.
The individual in this role will prepare and present impact analyses to key Risk stakeholders, as well as provide metrics and conduct analytics to validate the performance of existing strategies and recommend modifications where needed.
This role also provides essential training and ongoing end user business support regarding metrics, models, policy rules, and other automated decisioning issues.
This individual must leverage technical programming capabilities to implement decisioning logic, conduct regression testing, and manipulate large datasets for the purposes of preparing impact analyses and risk analytics. The ideal candidate will possess quantitative analytical capabilities, and the ability to manage multiple projects concurrently. The successful candidate will leverage solid communication skills to effectively interface with stakeholders of various levels and roles within the business, and to work closely with IT to exploe new functionality as needed.
Team members support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following, and adhering to and if applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
- 5+ years of risk reporting experience, risk analytics experience, or a combination of both; or a Master s degree or higher in a quantitative field such as mathematics, economics, or engineering and 3+ years of risk reporting experience
- Intermediate Microsoft Office skills
- Outstanding problem solving skills
Other Desired Qualifications
- Basic SAS skills
- Knowledge of commercial and consumer bureau data/processes/scoring techniques
- Strong project management and change management skills
- Prior work experience with the following is desired: Exposure to Wells Fargo-CDF systems of record (e.g. AIMS, PMS, Siebel); Quantitative analytics skills; Basic SAS or other programming skills
- Intermediate to advanced Powerpoint and Excel
- Willing to travel 5% of the time.
All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.
Relevant military experience is considered for veterans and transitioning service men and women.
Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.
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Lauren audits Wells Fargo’s financial reports to assess accuracy and risk. She reviews processes in place, analyzes management controls, and communicates calculations and findings with business partners.
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