Credt Risk Analyst

Responsible for ensuring that an appropriate framework exists for the monitoring, reporting and analysis of credit risk.  This includes ensuring relevant publications are prepared for the business units, senior management, regulatory reporting, risk officers, management committees, the Board of Directors and other stakeholders.  In addition to preparing publications, responsible for adapting content as requested to maintain relevancy in changing business environment. This includes analytical research and risk reporting to support management decision making and strategic objectives.

This position plays an integral role in the design and development of standard reports and dashboards, leads ad hoc analytical projects, and supports Executive Committee presentation materials.  While this role is primarily focused on reporting and analysis, the ideal candidate will have a strong technical aptitude and understanding of database concepts.

• Analyzes credit risk for simple, non-sensitive accounts while following guidelines established by the company.

• Provides proposals on credit extension for a client to management.

• Develops and maintains information on the financial background of prospective customers.

• Develops risk management policies and credit examination procedures; ensures that all loan programs comply with established standard and policies.

• Takes an active role in the design, development, and production of monthly MIS reporting, Credit Committee presentations, and KPI dashboards to support portfolio monitoring and strategy.

• Undertake analytical projects to support quarterly earnings, regulatory disclosures, analyst, investor, and Rating Agency inquiries and due diligence support.
   

Qualifications

• 2 Years Required; 3 Years Preferred

• University (Degree), Preferred
   

Physical Requirements

• Physical Requirements: Sedentary Work

Career Level
6IC

Required Qualifications

• 2 years of analytical experience with SAS

Preferred Qualifications

• 3 years of analytical experience with SAS
• Experience with Power BI
• Advanced Microsoft Excel skills
• Bachelor's Degree preferred

Potential Salary: $74,300.00 USD

Actual base salary may vary based upon, but not limited to, relevant experience, time in role, base salary of internal peers, prior performance, business sector, and geographic location.  In addition to base salary, the competitive compensation package may include, depending on the role, participation in an incentive program linked to performance (for example, annual discretionary incentive programs, non-annual sales incentive plans, or other non-annual incentive plans). 

_________________

Company Overview

As a part of TIAA’s Financial Solutions business, TIAA Bank, a division of TIAA, FSB, provides full-service, nationwide banking and lending services to consumer, commercial and institutional clients through a variety of channels, including online, its Florida-based financial centers and at other business offices throughout the country. 

COVID-19 Vaccination

TIAA requires all U.S. employees to be fully vaccinated against COVID-19 and provide documentation of full vaccination, unless you qualify for an accommodation as determined by TIAA consistent with applicable law.

Benefits and Total Rewards

The organization is committed to making financial well-being possible for its clients, and is equally committed to the well-being of our associates. That’s why we offer a comprehensive Total Rewards package designed to make a positive difference in the lives of our associates and their loved ones. Our benefits include a superior retirement program and highly competitive health, wellness and work life offerings that can help you achieve and maintain your best possible physical, emotional and financial well-being. To learn more about your benefits, please review our Benefits Summary.

Equal Opportunity

We are an Equal Opportunity/Affirmative Action Employer. We consider all qualified applicants for employment regardless of age, race, color, national origin, sex, religion, veteran status, disability, sexual orientation, gender identity, or any other protected status.

Read more about the Equal Opportunity Law here.

Accessibility Support

TIAA offers support for those who need assistance with our online application process to provide an equal employment opportunity to all job seekers, including individuals with disabilities. 

If you are a U.S. applicant and desire a reasonable accommodation to complete a job application please use one of the below options to contact our accessibility support team: 

Phone: (800) 842-2755

Email: accessibility.support@tiaa.org

Privacy Notices

For residents of California, please click here to access the TIAA CA Applicant Privacy Notice.

For residents of the EU / UK, please click here to access the EU / UK Pre-employment Notice.

For all other residents, click here to access the Applicant Privacy Notice.