Financial Consultant - Assistant Controller

The Auto Club Group (ACG) provides membership, travel, insurance and financial services offerings to approximately 9 million members and customers across 11 states and 2 U.S. territories through the AAA, Meemic and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America.

Primary Duties and Responsibilities (details of the basic job functions):

Provides expert financial advice, guidance and counsel supporting business objectives and decisions. Researches, evaluates and interprets financial data using advanced and emerging financial techniques and tools. Responsible for providing consulting services to internal customers through participation on projects or corporate initiatives. Acts as the primary liaison with assigned business project teams to ensure successful achievement of project objectives and goals. Develops, designs, tests and documents system changes or upgrades. Coordinates with various departments in preparation for services provided by external organizations (i.e. bench marking, exams, audits, etc).

Financial Planning and Analysis

Leads, facilitates and monitors the financial segment of large complex projects/and department initiatives. Acts as the primary liaison with assigned business partners to ensure successful achievement of objectives and goals. Conducts research activities to determine and communicate financial implications resulting from reorganization, benchmark comparisons, reporting entity changes and merger/acquisitions.

Financial Reporting

Conducts research activities to determine and communicate financial implications resulting from reorganization, reporting entity changes, merger/acquisitions, and new accounting/reporting pronouncements. Ensures necessary modifications are incorporated into the financial reporting process.

The Auto Club Trust

Responsible for performance analysis, operational reporting, and business unit support including secondary marketing pricing, credit risk analysis, loan loss reserve and compliance reporting and analysis (regulatory exams, Holding company exams, internal audit requests, etc.). Analyses all external bank regulatory reports to identify issues and needed corrections prior to submission. Provides oversight to accounting system set up and maintenance that interfaces with the general ledger. Prepares business plans, performs business analytics to develop recommendations for management review and support management on the implementation of changes needed to resolve discrepancies.

Enterprise Risk Management

Manages key aspects of the overall ERM process. Manages and take responsibility for bank subsidiary specific ERM program. Performs ERM based interviews, surveys, risk assessments and risk analyses. Monitors risk exposure at various levels of the enterprise. Establishes, documents, creates and edits policies, procedures and reference materials. Prepares reports for the Board and Senior Managements. Presents ERM-related materials to Senior Management and other employee groups. Develops, plans and performs stress testing. Supports the Economics Capital Modeling process. Assists with regulatory filings such as the NAIC ORSA. Develops and reports on risk-based analytics. Creates complex ad hoc MS Excel and/or Access models to support analytics, stress testing, reporting and risk assessment.

Preferred Qualifications:

Auto Club Trust


  • Significant experience with SAS, SSRS and SSIS
  • Regulartory Reporting
  • Escheatments

Enterprise Risk Management

  • MBA
  • Insurance or Banking Industry experience
  • Experience with Enterprise Risk Management
  • Understanding of statistics and probability distributions
  • PMP or similar project management designation
  • Experience with stochastic models

Work Environment:

Works in a temperature-controlled office environment.

Required Qualifications (these are the minimum requirements to qualify):

Education (include minimum education and any licensing/certifications):

Bachelor degree in Accounting, Business, Finance, Mathematics, Statistics or Economics.


  • equivalent to a senior position within Finance/Accounting or other related fields
  • developing complex financial models using macros and other advanced spreadsheet applications (i.e. EXCEL) and experience using other software applications (i.e. Microsoft Office)
  • providing oversight to less senior employees in the quality of work product
  • analysis of technical issues and complex financial data and developing sound conclusions
  • the design and implementation of medium to large projects
  • problem identification and resolutions techniques

Knowledge and Skills:

  • analyze complex financial data
  • develop and implement new financial analytical and reporting systems
  • Communicate effectively with others in a work environment
  • prepare and present written and oral reports
  • Strong organizational, planning, time management and administrative skills demonstrated through work experience.
  • Strong communication skills in order to present complex information in a clear and understandable manner.

Cash Management


  • Bank balance monitoring, account position strategies and funds movement
  • Cash concentration, lockbox, disbursement and reconciliation services
  • Bank relationship management
  • Bank fee and armored car management and analysis
  • Merchant interchange fee optimization
  • Cash management product/services implementation
  • Budgeting and expense monitoring/reporting
  • Account analysis AFP codes/terminology and monitoring software

Knowledge and Skills:

  • banking products and services (including terminology and technology)
  • cash forecasting techniques
  • security, fraud prevention and disaster recovery
  • treasury workstation functionality
  • short-term investing
  • bank, legal contracts and UCC
  • general ledger
  • bank operations

Financial Planning and Analysis


  • developing automated forecasts and budgets
  • the design and implementation of complex corporate/finance projects including preparing cost justification, proposals and risk assessments
  • preparing business plans, proposals and cost benefit analysis for long range strategic plans/initiatives
  • prepare an in-depth analysis of statistical and financial data compared with peers, industry, corporate targets and history
  • analysis of product profitability, pricing and other complex mathematical analysis
  • developing/implementing business simulation/models

Financial Reporting


  • multifaceted financial reporting
  • researching and applying Generally Accepted Accounting Principles (GAAP) and/or Insurance Statutory Accounting Principles
  • preparing complex journal entries
  • preparing complex account analysis and general ledger reconciliations
  • experience in using automated accounting systems

Auto Club Trust


  • partnering with business unit leaders and other stakeholders to provide reporting and analytics to enhance efficiencies, identify potential challenges, ensure accuracy, and gauge performance
  • developing, implementing and supporting finance/business projects including cost justification, proposals and performance models to quantify risk for the businesses supported
  • developing reporting and analytical models for loan performance including: delinquency, prepayment speed (CPR), loan loss reserves, secondary mortgage pricing and net interest margin calculations
  • reporting, analytics and modeling related to residential lending, including mortgage and home equity industries
  • reserve interface process set up
  • supporting Holding company exam
  • supporting compliance related tasks and regulatory exams

Knowledge of:

  • strong understanding of Home Finance Products (Mortgage & Home Equity) and credit risk profile performance characteristics
  • advanced skills in T-SQL for developing and maintaining complex models, analytics and dashboards
  • PeopleSoft applications
  • mortgage and home equity knowledge to provide value-added analysis to internal/external clients related to product, default, loss mitigation, and/or contact strategies preferred
  • proficient in Excel, Access and PowerPoint including dashboard creation, charts, and tables

The Auto Club Group offers a competitive compensation and benefits package including a base salary with performance based incentives; medical/dental/vision insurance, pension, 401(k), generous time off, a complimentary AAA Membership and much more!

Important Note: The above statements describe the principal and essential functions, but not all functions that may be inherent in the job. This job requires the ability to perform duties contained in the job description for this position, including, but not limited to, the above requirements. Reasonable accommodations will be made for otherwise qualified applicants, as needed, to enable them to fulfill these requirements.

The Auto Club Group, and all of its affiliated companies, is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, disability or protected veteran status.

Meet Some of The Auto Club Group's Employees


ERS Product Specialist

Sabri assists Auto Club Group members in need of emergency roadside assistance, providing the relief they require by sending mechanic services and offering a little laughter.


Life Sales Manager

Paul oversees a team of 13 life, property, and casualty insurance salespeople, training on company products and services and teaching all he knows about customer care.

Back to top