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Line of Business:
Financial Crimes & Fraud Mgmt
Job Description:

The Head of Data Science and Transaction Monitoring, Financial Crime Risk Management supports Transaction Monitoring vision by developing and maintaining a clear product and technology roadmap/strategy covering the full product development lifecycle for TM. This role should follow latest trends in the financial crime's compliance risk field, to include the anti-money laundering/counter-terrorism financing (AML) red flags and typologies and assist in identifying and resolving coverage gaps (if any) for TD.

Depth & Scope:

• Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
• Leads and coaches a diverse team of professionals to develop a clear product vision, strategy and roadmap covering the full product development lifecycle (including creation, version, and infrastructure upgrades, and eventual decommissioning-if needed)
• Manages and develops advanced models for all TM related system and technology projects ensuring to bring in other GAML management and SMEs as needed
• Is data driven, help stakeholders with insightful data analysis on Transaction Monitoring; work hand in hand with stakeholders including Advisory teams, AML Operations, rest of the SST team, internal/external auditors, Model Validation team members, etc. to lead TM changes and resolve impediments along the way
• Manages a team of AML professionals and data scientist to accomplish established goals and conduct personnel duties for team (e.g. performance evaluations, hiring and disciplinary actions)
• Recommends customer segmentation and optimization for TD's monitoring system across multiple lines of business.
• Continuously benchmark with peers to define the maturity of TD's TM capabilities working with the Business Architecture team to enhance TD's TM maturity
• Drives technology and modeling innovations in anti-financial crime risk management using advanced statistics and AI/ML

Education & Experience:

• Bachelors degree required
• 15+ years of relevant AML and risk modeling experience and/or management experience in a Risk function
• Significant exposure to common Transaction Monitoring systems (Actimize, SAS, Oracle, etc.)
• Knowledge of red flags and typologies in the US and Canada
• Deep understanding of TM products (e.g., SAS, Actimize, Oracle, BAE, etc.) and understanding of implementing these applications within TD or other peers.
• Ability to solve problems logically and /or creative, demonstrating professional judgement, quality control and adherence to high standards
• Knowledge and appreciation of the key concepts associated with risk management including inherent risks, controls and residual risk
• Extensive knowledge of AML regulations, risks, and appropriate controls
• Proven research and analytical skills, business acumen, strategic and creative thinking, project leadership skills and multi-tasking capabilities
• Experience in developing documentation that meets the highest regulatory standards and audit requirements
• Strong active listening, written and verbal communication and presentation skills and the ability to build networks and partnerships at all levels within the organization

Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.