Credit Specialist

About Us:

Lending Club (NYSE: LC) is the world"s largest online marketplace connecting borrowers and investors. Our mission is to transform the banking system to make credit more affordable and investing more rewarding and help people achieve their financial goals. We operate at a lower cost than traditional banks and pass the savings on to borrowers in the form of lower rates and to investors in the form of attractive risk adjusted returns. Since launching in 2007, we"ve built a trusted brand with a track record of delivering exceptional value and satisfaction to both borrowers and investors. We're proud to be recognized as a leader for our growth and innovation, including being named a CNBC Disruptor 50 for the second year in a row, one of Forbes" America"s Most Promising Companies for three years in a row, one of the Inc. 500., as well as the company with the "Best Start-Up CEO to Work For" by Business Insider. We"re conveniently located in downtown San Francisco, California. In 2014, we had the largest IPO for a U.S.-based tech company.

Position Scope and Responsibilities:

  • Interact with borrowers to verify identity and/or employment information, explain documentation requirements, and answer any questions borrowers may have regarding their loans.
  • Perform manual underwriting of personal loans in accordance with Lending Club policies and procedures.
  • Review and verify financial documents such as pay stubs, W2, 1099's, tax returns, bank statements, etc.
  • Maintain highest level of customer service and quality.

Requirements:

  • Strong analytical and problem solving skills
  • Excellent verbal and written communication skill with strong attention to detail
  • Preferably 1+ years of experience in the consumer lending industry
  • Experience underwriting loans and/or reviewing financial documents is a plus
  • Ability to read credit bureau reports
  • Proficiency in Word, Excel, and online research
  • A four-year college degree is desired

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