Senior Credit Analyst

Uses financial statements to independently determine the financial condition of customers and decides credit limit recommendations (for highest monetary value customers.

  • Manages accounts of customers with the highest monetary value and highest risk that require independent judgment.
  • Interacts with customers of the highest monetary value and builds relationships with senior executives.
  • Resolves highly complex issues independently,; acts as an escalation point for more junior individual contributors.
  • Reviews credit recommendations of lower-level individual contributors for large customers.
  • Presents credit recommendations to senior management at HP and at cross-function meetings.
  • Negotiates collateral with customers and HP sales staff to allow high risk customer to purchase product
  • Represents HP at high level negotiations for large strategic deals.

. Engages with country business partners including sales/Finance and sales operation when performing credit assessment on deal/CL

  • Impacts high-value external on-going customers.

Ability to influence high value of credit grants.

Education and Experience Required:

First level university degree with a focus in accounting or finance

advanced degree in business preferred.

Typically 6-10 of experience in a credit function recommended.

Working experience in Japanese companies preferred

Knowledge and Skills Required:

Fluency in speaking and writing Japanese

Excellent written and verbal communication, negotiation, and conflict resolution skills.

  • Excellent accounting knowledge.
  • Excellent problem solving skills.
  • Strong computer skills.
  • Excellent prioritization skills.
  • Excellent understanding of risk mitigation tools.
  • Strong relationship building skills.
  • Strong influence skills.

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