Credit Analyst (HPEFS)
Credit Analyst (HPEFS)
Ensures that the company converts revenue to cash by determining appropriate credit levels and collecting accounts receivable. Manages credit and collection processes, ensures compliance with company policy and legal requirements, assures process quality, and provides training and support. Analyzes customer´s financial condition to determine credit limit and risk rating. Maintains on-going relationships with high-value customers and sales organizations. Monitors e- commerce systems and credit card transactions to detect fraud. Ensures payments are collected in a timely manner and resolves issues and disputes that prevent customer payment.
- Uses financial statements to independently determine the financial condition of customers and decides credit limit recommendations (for highest monetary value customers.
- Manages accounts of customers with the highest monetary value and highest risk that require independent judgment.
- Interacts with customers of the highest monetary value and builds relationships with senior executives.
- Resolves highly complex issues independently,; acts as an escalation point for more junior individual contributors.
- Reviews credit recommendations of lower-level individual contributors for large customers.
- Presents credit recommendations to VP level management at the company and at cross-function meetings.
- Negotiates down payments with customers and the company sales staff to allow customer to purchase above their credit limit.
- Represents the company at high level negotiations for large strategic deals.
- Represents the company on a country or region level.
- Works on cross-functional initiatives and dialogues directly with VP level management at the company.
Education and Experience Required:
- First level university degree with a focus in business or economics; advanced degree in business preferred.
- Typically 6-10 of experience in a credit function recommended, usually at a bank.
Knowledge and Skills:
- Excellent written and verbal communication, negotiation, and conflict resolution skills.
- Excellent accounting knowledge.
- Excellent problem solving skills.
- Strong computer skills.
- Excellent prioritization skills.
- Excellent understanding of risk mitigation tools.
- Strong relationship building skills.
- Strong influence skills.
- Strong project management skills.
- Good leadership skills.
Hewlett Packard Enterprise is EEO F/M/Protected Veteran/ Individual with Disabilities.
HPE will comply with all applicable laws related to the use of arrest and conviction records, including the San Francisco Fair Chance Ordinance and similar laws and will consider for employment qualified applicants with criminal histories.
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